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About Us TopBand Team

Jeremy Miller
Jeremy Miller
Founder & President

Jeremy Miller is the Founder and President of, the only ecommerce site exclusively focused on Flexible Spending Account products and services.'s mission is to make it simple and convenient for the 30 million US consumers with FSAs to use and manage their Flexible Spending Accounts. Jeremy recognized the need for after a successful career managing and growing small businesses, where his responsibilities included managing HR and the FSA account process for employees, most recently as Manager of Operations at Gehry Technologies, the technological division of Frank Gehry's architectural practice. He found the confusion and inconvenience surrounding FSAs resulted in participant frustration and ultimately the forfeiture of employee's tax-free income.

In response to this market need, was launched in the spring of 2010, after winning Columbia Business School's Odyssey Global MBA Award for best entrepreneurial business idea. Initial funding came from the Columbia Business School's Lang Fund and other Angels. Since inception the company has closed two successful rounds of financing for a total of $2.8M, amassed a customer base in excess of 100k, partnered with 125+ FSA administrators to reach FSA holders directly, and has exceeded site and revenue expectations every quarter.

Jeremy graduated with a B.S. in Business Administration from U.C. Berkeley and received his MBA from Columbia Business School. He lives in NYC with his wife and two children.

Azar Gurbanov
Azar Gurbanov
Chief Operating Officer

After co-founding Datacell, a start-up wireless data service company,and helping to grow it into the leading wireless data service provider in Azarbaijan, Azar left his native country to attend Columbia BusinessSchool where he met Jeremy Miller and upon graduation joined

Prior to Datacell, Azar successfully led and completed various consulting projects, most recently for the State Oil Company of Azerbaijan where heled a team of Pricewaterhouse Coopers consultants on the implementation of new accounting and financial reporting software and the transition to International Financial Reporting Standards.

Azar holds an MBA from Columbia University, an MS in Economics and Philosophy from the London School of Economics and a BA in Public Administration from Qafqaz University. He lives in Brooklyn with his wife and three children.

Maria Tenaglia
Maria Tenaglia
Sales & Marketing Director,

Maria comes to with more than 15 years of sales and marketing experience most recently in the publishing industry where she was an advertising director at Conde Nast Publishing and The Wall Street Journal where she was responsible for driving non-endemic print and digital advertising sales. Prior to these positions Maria held sales and business development roles at Internet start-ups Healthology and HealthScout after discovering her passion for sales as a public relations executive most recently as a Sr. Account Supervisor at Edelman Public Relations.

At Maria is responsible for the development and execution of's sales and marketing strategy to its third party administrator network, which enables the company to promote its products and services directly to flexible spending account holders. She also oversees the company's public relations initiatives.

Maria received a BA in Journalism from Northeastern University and lives in Brooklyn with her husband and children.

Ujjwal Dhoot
Ujjwal Dhoot
Chief Marketing Officer

Ujjwal loves all things related to eCommerce, start-ups, and analytics. Having successfully grown eCommerce companies many-fold, and managed marketing budgets in excess of $10 million, he strives to keep building fast-growing eCommerce organizations.

Ujjwal joined in 2013 with diverse experience in direct marketing, digital marketing, eCommerce, business development and analytics. He is responsible for the overall growth strategy, customer acquisition & retention, analytics development and testing. Prior to, he was VP of Marketing at 20x200, an online retailer for limited edition art, where he oversaw all aspects of marketing and improving analytics capabilities.

Ujjwal was VP of Marketing at, a fast-growing online retailer for pet medications. Here, he managed the entire marketing portfolio including all retention and acquisition marketing channels, developed analytics to better allocate every marketing dollar spent and measure success. He also successfully led the A/B and multivariate testing program to double eCommerce conversion to over 10%.

He holds an MBA from Syracuse University and an undergraduate degree in Business from Mumbai University. He lives in NYC with his lovely wife, and when he is not thinking about the next thing to test at, you will find him exploring food in NYC, reading current affairs, and doing anything outdoors.

Michael Boutros
Michael Boutros
Senior Lead Developer

Michael Boutros is the senior lead developer of with more than 13 years experience in software development, system administration, and database design. He is laser focused on developing the core structure for the eCommerce website, designing the logicand the infrastructure, and coordinating the entire site. His passion for excellence is shown in the code he writes and time dedicated to the FSAstore development team over the past two years.

Michael's prior experience includes software development for several financial institutions, and serving as a technical project manager in various banking and stock trading companies, recently working for The Richline Group, a Berkshire Hathaway Company.Michael graduated with a BS in Computer Science and Management and is a certified Project Management Professional.

To view more of the outstanding employees and advisors that work to make a great company view our Linked In page . Linked In



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