Face Cream with Medication: FSA Eligibility

Face Cream with Medication: requires a prescription to be eligible with a Flexible Spending Account (FSA)

Medicated face cream, when prescribed by a medical professional, is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Medicated face cream is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What is medicated face cream?

Medicated face cream is a type of face cream that uses a cream application method to apply a medicine to the face. Face cream is an effective way to apply medicine to the face when treating certain diseases or conditions of the face or facial skin. Common conditions for which face cream with medication is typically prescribed include acne, rosacea, eczema, psoriasis, and warts. Common medications that are included in face cream with medication include antibacterial medication, anthralin, antifungal agents, benzoyl peroxide, coal tar, corticosteroids, retinoids, and salicylic acid (WebMD).

Medicated face cream must be prescribed to treat a disease or condition of the face in order to be eligible for reimbursement with a consumer-directed healthcare plan. Face cream with medication must be prescribed to treat a disease or condition of the face, and not simply for cosmetic purposes, in order to be eligible for reimbursement.

Medicated face cream may be brand-name or generic, Over-the-Counter (OTC) or prescription only. A prescription must be acquired, regardless, for reimbursement eligibility. Medicated face cream may be one part of a treatment plan for a disease or condition of the face, or it may be the entirety of the treatment.

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Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.