First Aid Cream: FSA Eligibility

First Aid Cream: requires a prescription to be eligible with a Flexible Spending Account (FSA)

First aid cream is eligible for reimbursement with a prescription with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA) with a prescription. First aid cream is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What is First Aid Cream?

First aid cream is a substance applied to wounds or lesions to kill germs and promote healing. First aid cream is designed to stop or prevent infections from occurring. First aid creams are considered an antiseptic. First aid cream may be used for burns, scalds, small cuts and wounds, scratches, and abrasions. First aid cream will allow the skin to heal naturally, while preventing infections from interfering with bodily health and with healing in the specific area (LIVESTRONG).

First aid cream requires a prescription to be eligible for reimbursement. First aid creams with an active ingredient or medication, such as an antiseptic, require a prescription in order to be eligible for reimbursement with a consumer-directed healthcare account.

Some first aid creams may also have an antibiotic component such as benzalkonium chloride, a pain relief component such as lidocaine, and/or a component designed to in dermal regeneration (healing). First aid creams may have a base of beeswax or petroleum or other types of cream substances.

First aid cream is most commonly found in a tube dispenser with a screw-on cap, but individual packets of first aid cream may also be purchased. The latter are more commonly sold for use in doctor offices and hospitals.

First aid cream is typically designed to be applied and then covered with gauze or a bandage, then fixed in place with a medical adhesive.

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Additional Information

See our Eligibility List to determine which first aid creams do and do not require a prescription.