Hand Lotion Containing a Medicine: FSA Eligibility

Hand Lotion Containing a Medicine: requires a Letter of Medical Necessity (LMN) to be eligible with a Flexible Spending Account (FSA)

Hand lotion containing a medicine may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Hand lotion containing a medicine is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What is hand lotion containing a medicine?

Hand lotion containing a medicine is a type of hand lotion that uses a lotion application method to apply a medicine to the hands. Hand lotion is an effective way to apply medicine to the hands when treating certain diseases or conditions of the hands or skin in the hand area.

Common conditions for which hand lotion containing a medicine is typically prescribed include eczema, psoriasis, and warts. Common medications that are included in hand lotion containing a medicine include antibacterial medication, anthralin, antifungal agents, benzoyl peroxide, coal tar, corticosteroids, and retinoids (WebMD).

Hand lotion containing a medicine must be prescribed to treat a disease or condition of the hands in order to be eligible for reimbursement with a consumer-directed healthcare plan. Hand lotion containing a medicine must be prescribed to treat a disease or condition of the hands, and not simply for cosmetic purposes, in order to be eligible for reimbursement.

Hand lotion containing a medicine may be brand-name or generic, Over-the-Counter (OTC) or prescription only. A prescription must be acquired, regardless, for reimbursement eligibility. Hand lotion containing a medicine may be one part of a treatment plan for a disease or condition of the hands, or it may be the entirety of the treatment.

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