Medicated Hand Cream: FSA Eligibility

Medicated Hand Cream: eligible with a Flexible Spending Account (FSA)

Medicated hand cream is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Medicated hand cream is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA). However, if this product has a dual-purpose, specifically one that is cosmetic such as tone correcting. etc., it will require a Letter of Medical Necessity (LMN).

What is medicated hand cream?

Medicated hand cream is a type of hand cream that uses a cream application method to apply a medicine to the hand. Hand cream is an effective way to apply medicine to the hand when treating certain diseases or conditions of the hand or hand skin. Common conditions for which hand cream with medication is typically prescribed include acne, eczema, psoriasis, and warts. Common medications that are included in hand cream with medication include antibacterial medication, anthralin, antifungal agents, benzoyl peroxide, coal tar, corticosteroids, retinoids, and salicylic acid (WebMD).

Medicated hand cream must be prescribed to treat a disease or condition of the hand in order to be eligible for reimbursement with a consumer-directed healthcare plan. Hand cream with medication must be prescribed to treat a disease or condition of the hand, and not simply for cosmetic purposes, in order to be eligible for reimbursement.

Medicated hand cream may be brand-name or generic, Over-the-Counter (OTC) or prescription only. A prescription must be acquired, regardless, for reimbursement eligibility. Medicated hand cream may be one part of a treatment plan for a disease or condition of the hand, or it may be the entirety of the treatment.

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