FSA Eligible Products & Services

Select one of the following categories below to browse or search FSA eligible products, services, and expenses.

Eligible OTC Expenses

Thousands of over-the-counter (OTC) products are FSA eligible and can be purchased using your FSA Card. However, as of January 2011, certain OTC medicines (specifically those with an active medical ingredient) will require a doctor's prescription to be eligible. Use this list to easily determine which products are eligible either with or without a prescription.

If you don't have an FSA card, simply use your usual form of payment and your FSA administrator will reimburse you for the items through the manual claim process.

FSA Eligible Medical Items

That DO NOT require a Doctor's Prescription

FSA eligible products designated with this symbol can be purchased with an FSA card and do not require a prescription to be reimbursed by an FSA.

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    FSA Eligible Medical Items

    That DO require a Doctor's Prescription

    FSA eligible with prescription products designated with this symbol require a prescription to be reimbursed by an FSA. You can now use your FSA card to purchase these items through FSAstore.com's over-the-counter prescription process.

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      Eligible Products & Services List

      Note: The IRS defines which medical expenses are eligible under a tax-deferred account. However, employers may only allow some of these expenses with your plan. It's important to always check with your benefits administrator to determine which expenses are eligible before you shop.

      Expense Type

      Details

      AA Meetings

      AA Meetings are eligible expenses with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). AA Meetings are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA). Transportation expenses to AA meetings are also eligible.

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      Abdominoplasty

      Abdominoplasty, also known as a tummy tuck, is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA) as it is considered a cosmetic procedure.

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      Acetaminophen

      Acetaminophen reimbursement is eligible with a prescription from a physician with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acetaminophen reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Acid Controller

      Acid controller reimbursement is eligible with a prescription from a physician with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement account (HRA). Acid controller reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Acne Medicine

      Acne medicine reimbursement is eligible with a prescription from a physician with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acne medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Activated Charcoal

      Activated charcoal is an eligible over-the-counter medication with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Activated charcoal reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Acupressure

      Acupressure is eligible for reimbursement with a Letter of Medical Necessity (LMN) from a physician with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acupressure is not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

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      Acupressure Mat

      Acupressure mat reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acupressure mat reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Acupressure Wrist Band

      Acupressure wrist band reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acupressure wrist band reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Acupuncture

      Acupuncture is an eligible expense when treatment is medically necessary. A benefits administrator may require a Letter of Medical Necessity (LMN) in order for the service to be eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Acupuncture is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Adaptive Equipment

      Adaptive equipment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Adaptive equipment reimbursement is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

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      Adoption

      Once a child is adopted, medical expenses for the qualifying dependent child are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). These medical expenses are not eligible with a limited care flexible spending account (LCFSA), but may be eligible with a dependent care flexible spending account (DCFSA) if the account holders meet certain conditions. The fees associated with the adoption of a child are not eligible with any consumer spending accounts.

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      Adult Daycare

      Adult day care reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Adult day care may qualify under a dependent care flexible spending account (DCFSA) when the adult is dependent on the account holder.

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      After-School Care or Extended Day Programs

      After-school care or extended day care program reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). After-school care or extended day care program reimbursement is eligible with a dependent care flexible spending account (DCFSA).

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      Agency Fee for Child Care

      An agency fee for child care reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). An agency fee for child care reimbursement is eligible with a dependent care flexible spending account (DCFSA).

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      Air Conditioner

      Air conditioner reimbursement is eligible with a Letter of Medical Necessity (LMN) from a physician with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Air conditioner reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Air Filter

      Air filter reimbursement is eligible with a Letter of Medical Necessity (LMN) from a physician with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Air filter reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Air Purifier

      Air purifiers are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a Letter of Medical Necessity (LMN). They are not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).

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      Airfare Related to Medical Treatment

      Airfare related to medical treatment is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Airfare related to medical treatment is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Alcoholism/Substance Abuse Treatment

      Alcoholism treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Alcoholism treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Allergy Medicines

      Allergy medicine reimbursement, both over-the-counter (OTC) and prescription, is eligible with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Allergy medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Allergy Products and Treatment

      Allergy products and treatment (non-drug allergy treatment products like pillows, vacuum cleaners, etc.) are sometimes eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA) with a Letter of Medical Necessity (LMN) from a physician. The reimbursable amount is limited to the excess cost of the special item when compared with a normally priced item. Allergy products and treatment are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) and a limited care flexible spending account (LCFSA).

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      Allergy Testing

      Allergy testing reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Allergy testing reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Aloe Vera

      Aloe vera creams and ointments reimbursement is eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Aloe vera creams and ointments reimbursement is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

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      Alopecia Treatment

      Alopecia treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA) with a Letter of Medical Necessity (LMN) from a physician. However, normal male pattern baldness treatment is not eligible, if the sole purpose is to enhance appearance as this would be considered a cosmetic expense. Alopecia treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Alternative Healers

      Alternative healer reimbursement is eligible with a Letter of Medical Necessity (LMN) from a physician with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Alternative healer reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Alternative Treatments

      Alternative treatment reimbursement is eligible with a Letter of Medical Necessity (LMN) from a physician with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Alternative treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Ambulance and Emergency Room

      Ambulance and emergency room reimbursement, including air lifts and flights to hospitals, is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Ambulance and emergency room reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Analgesics (painkillers)

      Analgesics (painkillers) are eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Analgesics are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anesthesia

      Anesthesia is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA). Anesthesia is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Ankle Brace

      Ankle braces are eligible over-the-counter (OTC) items that do not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ankle brace reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Antacids

      Antacids are over-the-counter (OTC) items that are eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antacids are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anti-Bacterial Hand Sanitizer

      Anti-bacterial hand sanitizer is an over-the-counter (OTC) item that is eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-bacterial hand sanitizer is not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

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      Antibiotic Ointments

      Antibiotic ointments, such as Neosporin or Bacitracin, are eligible over-the-counter (OTC) medicines with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antibiotic ointments are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Antibiotics

      Antibiotics reimbursement is eligible with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antibiotics reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Antidepressants

      Antidepressants are eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antidepressants reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anti-Diarrheal

      Anti-diarrheal medicines, such as Imodium A-D or Kaopectate, are eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-diarrheal medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anti-Embolism Socks, Stockings

      Anti-embolism socks and stockings that are used to treat a medical condition are eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA), but they may require a Letter of Medical Necessity (LMN) from a physician for reimbursement. Anti-embolism socks and stockings are not eligible for reimbursement with a limited care flexible spending account (LCFSA) and dependent care flexible spending accounts (DCFSA).

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      Anti-Fungal Treatments

      Anti-fungal treatment reimbursement is eligible with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Anti-fungal treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anti-Gas Medicine

      Anti-gas medicine reimbursement is eligible with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-gas medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Antihistamines

      Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antihistamines reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anti-Inflammatories

      Anti-inflammatory reimbursement is eligible with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-inflammatory reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anti-Itch Cream or Lotion

      Anti-itch cream or lotion is eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-itch cream or lotion is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or dependent care flexible spending account (DCFSA).

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      Anti-Parasitic

      Anti-parasitic medication reimbursement is eligible with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-parasitic medication reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Antipyretics (fever reducers)

      Antipyretics are over-the-counter (OTC) medicines that are eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antipyretics reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Antiseptics

      Antiseptics are eligible for reimbursement with a prescription from a doctor through a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antiseptic reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Anti-Snore Guards

      Anti-snore guards are considered dual-purpose, so they will require a Letter of Medical Necessity (LMN) from a physician that outlines how they will be used to treat a specific medical condition for reimbursement. With an LMN, anti-snore guard reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-snore guard reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Appearance improvements

      Appearance improvements are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Arch Support

      Arch support reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Arch support reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Arm Sling

      Arm sling reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Arm sling reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Aromatherapy

      Aromatherapy is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Arthritis Gloves

      Arthritis glove reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Arthritis glove reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Arthritis Medicines

      Arthritis medicines are eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Arthritis medicines are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Artificial Insemination

      Artificial insemination is eligible if the procedure is required to overcome a medical condition in order to conceive. In most cases, reimbursement will require a Letter of Medical Necessity (LMN) from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Artificial insemination is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Artificial Limbs

      Artificial limb reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Artificial limb reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Artificial Reproduction

      Artificial reproduction is eligible if the procedure is required to overcome a medical condition in order to conceive. In most cases, reimbursement will require a Letter of Medical Necessity (LMN) from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Artificial reproduction is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Artificial Teeth

      Artificial teeth reimbursement is eligible, unless they are for a cosmetic purpose, with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Artificial teeth reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

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      Aspirin

      Aspirin is an eligible over-the-counter (OTC) item with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Aspirin reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Assisted Living

      Assisted Living is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited care flexible spending accounts (LCFSA).

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      Asthma Medicine

      Asthma medicine is eligible for reimbursement with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Asthma medicine is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Asthma Oxygen Flow Monitor

      Asthma oxygen flow monitor reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Asthma oxygen flow monitor reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Athletic Bandages & Braces

      Athletic bandages and braces are eligible OTC items that do not require a prescription for reimbursement. Athletic bandages and braces reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement. Athletic bandages and braces are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Athletic Mouth Guard

      Athletic mouth guard reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Athletic Tape

      Athletic tape is an eligible over-the-counter (OTC) item that does not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Athletic tape is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Athletic Treatments

      Athletic treatments, such as braces, bandages, etc., are OTC items that do not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Athletic treatments are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      At-Home Drug Test

      At-home drug test reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA) as the primary purpose of the test is not to diagnose or treat a medical condition.

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      Automated External Defibrillator (AED)

      An automated external defibrillator (AED) is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). An automated external defibrillator (AED) is not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

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      Automobile Modifications

      Automobile modifications reimbursement is eligible with a Letter of Medical Necessity (LMN) from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Automobile modifications reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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      Autopsy

      Autopsy reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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