Classes, Health-Related: FSA Eligibility

Fees associated with health-related classes necessary for understanding or treatment of a specific medical condition may qualify with a Letter of Medical Necessity (LMN) from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Health-related classes are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

What is the purpose of health-related classes?

Health-related classes are among the most important facets of disease education, a specific curriculum that is designed for patients who have been recently diagnosed with a disease or medical condition, as well as providing these educational resources to the patient's family members. These classes are particularly popular for patients who have been diagnosed with cancer and other serious ailments, who can use this as an opportunity for improved support by sharing their experiences with other patients/family members who are enduring a similar struggle with their medical conditions.

The curriculum for health-related classes can vary greatly based on the diseases they cover and what institutions host them, but the vast majority will hit on topics that cover the full scope of a patient's journey with the condition. An example of possible topics include disease causes and detection methods, nutrition, how to manage side effects and cope with common treatment methods, complementary and integrative medicine, stress relief and relaxation, wellness and family support.

How do I obtain a Letter of Medical Necessity (LMN) for health-related classes?

A Letter of Medical Necessity (LMN) from a doctor for health-related classes is necessary for reimbursement with most benefits providers to ensure that it is necessary for the treatment of a medical condition. This letter must outline how an account holder's medical condition necessitates a health-related classes, how they will help support the treatment process and how long the classes will last. If these classes extend beyond the current plan year, another LMN will have to be provided to the benefits administrator to cover the duration of the treatment.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Specifically Not Covered

Classes related to the promotion of general health and not required for medical treatment are not eligible.

 


AZ-PROD-WEB02 11/17/2017 9:10:57 PM