Eczema Treatment: FSA Eligibility

Eczema treatment products are eligible over-the-counter (OTC) products with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Eczema treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

What is Eczema?

Eczema is also known as dermatitis, and it is a term applied to a variety of persistent skin conditions with unknown causes, including redness, swelling, itching, dryness, crusting, flaking, blistering, cracking, oozing and bleeding. Eczema may be caused in part by a dysfunctional interplay between the immune system and the skin, but this dynamic is not entirely understood yet. Eczema is not life threatening, but can greatly affect quality of life, and requires treatment to restore sufferers to comfort and freedom from secondary effects like discoloration and scratches due to persistent itchiness. Symptoms may flare and require additional periods of treatment by more serious medicines such as steroids.

What is the best way to treat eczema?

Moisturizers help skin stay healthy and avoid dryness, which otherwise leads to more problems for eczema sufferers. Moisturizers are best used after bathing, which is recommended at least daily. Moisturizing products can help the skin from becoming dry, which can reduce symptoms such as redness and itchiness, but anti-itch creams can help with additional itchiness. Scratching skin should be avoided when possible, through the use of these products. Antihistamines aren’t recommended for stopping itchiness, but products containing the active ingredient pramoxine hydrochloride are recommended by dermatologists.

When eczema symptoms flare, corticosteroids may help reduce symptoms above and beyond what can be done with eczema and anti-itch products. Lotions like cortisone are useful for this. Corticosteroid lotions should not be used regularly because of adverse side effects which occur with prolonged use.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.

 


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