First Aid Drugs and Medicines: FSA Eligibility

First aid drugs and medicines are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). First aid drugs and medicines are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What are first aid drugs and medicines?

First aid drugs and medications are Over-the-Counter (OTC) items commonly found in a first aid kit (or purchasable separately) that are used as a first aid response to an injury or accident. Examples of first aid drugs and medicines include aloe vera gel, calamine lotion, anti-diarrhea medication, laxatives, antacids, antihistamines, pain relievers such as acetaminophen and ibuprofen and aspirin, and cough and cold medications, and hydrocortisone cream.

Different types of first aid kits may have different combinations of first aid drugs and medicines in them. First aid drugs and medicines may also be purchased individually and combined as needed, or added to an existing first aid kit, to be prepared for whatever specific needs exist. First aid kits containing first aid drugs and medicines may be useful for specific activities such as beach leisure, camping, swimming, playing sports, household living, traveling, etc.

There is no singular definition or version of a first aid kit or a combination of first aid drugs and medicines that are considered universally necessary, though there are universally recommended staples which are affordable, easily acquired, and generally useful across a range of common incidents and applications. Consult online guides or ask a medical professional for guidance on the appropriate usage and quantities of first aid drugs and medicines for individual concerns. First aid drugs and medicines are eligible for reimbursement with a consumer-directed healthcare account if a medical doctor prescribes them to treat or alleviate a medical condition or disease. First aid drugs and medicines may be prescribed in situations where specific first aid needs exist due to travel or an activity undertaken while experiencing a medical condition or disease. A doctor's prescription in this case will make the first aid drugs and medicines eligible for reimbursement.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.

 


AZ-PROD-WEB03 11/17/2017 8:51:35 PM