Inclinator: FSA Eligibility

An inclinator with a Letter of Medical Necessity (LMN) from a medical doctor is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). An inclinator is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What is an inclinator?

An inclinator in the home can be medically necessary in the case of individuals desiring an independent life but facing mobility issues due to age or physical disability. Home inclinators are practical additions to the home which can increase its value, and the only reimbursable expenses are those which exceed the amount of value added to the home.

Home inclinators enhance accessibility and also allow individuals to move heavy loads between floors. This is often the most appealing aspect of a home inclinator. Inclinators allow individuals to move quickly and effortlessly between floors of their home, and can carry large amounts of weight, allowing the individual to perform chores and tasks that would otherwise require outside assistance.

Home inclinators are usually customizable and can be selected with a variety of options depending on the vendor and configuration of the home in which the inclinator will be installed. There are several different mechanical types of home inclinator with various advantages and disadvantages, including cost.

Inclinators also require inspection, usually every six to twelve months, and routine maintenance and repair. In terms of size, home inclinators are about the size of a walk-in closet. Home inclinators usually require a machine room too, which can be located in the basement.

If a physician suggests a home inclinator is medically necessary due to a medical condition, a Letter of Medical Necessity (LMN) can be obtained for FSA, HSA and HRA reimbursement. This letter must outline how the home inclinator will be of benefit.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


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