Infertility Treatment: FSA Eligibility

Infertility treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Infertility treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

What are infertility treatments?

Infertility treatments and drugs are the medications and therapies that are designed to treat the underlying causes of an individual's fertility issues, or a person's inability to conceive a child. Fertility issues affect both men and women, and treatment for these issues is largely contingent on how long the individual has been unable to conceive, an underlying cause or medical condition, the person/partner's age and other factors. Some fertility issues have no form of correction, while in some cases, assisted reproductive technology is the only solution for some couples.

What are the most common male infertility treatments?

Infertility issues for men are most often related to general sexual reproduction issues, poor quality sperm or low sperm counts. Infertility treatments for men may include:

  • Hormone treatments/medicines: A man's fertility can be adversely affected by high or low levels of certain hormones, or underlying issues with the way the patient's body puts them to use. Doctors may prescribe a hormone regimen or other treatments that can assist in restoring healthy hormone levels in the body.
  • Infections: In some cases, infections in the reproductive system can negatively affect a man's ability to reproduce, so a doctor may utilize antibiotics and other treatments to alleviate the issue. In some cases, surgery to repair reproductive system issues like vas deferens blockages or to retrieve sperm from the testicles are possible solutions to infertility issues.
  • Sexual intercourse issues: In some cases, infertility is related to a person's ability to perform during sexual intercourse, so doctors may recommend medication or counseling for common issues like premature ejaculation or erectile dysfunction.

What are the most common female infertility treatments?

Treatments to restore fertility in women are varied, and some may have to endure a series of treatments beforehand if these common strategies will work to restore a woman's fertility. These include:

  • Surgery: There are various forms of hysteroscopic surgery that can correct issues that affect a woman's reproductive system, such as intrauterine scar tissue, endometrial polyps and other conditions that could inhibit a woman's ability to become pregnant.
  • Fertility Drugs: In some cases, when a woman cannot ovulate and increase their chances of fertilizing an egg during sex, fertility drugs are among the most common solutions for ovulation disorders. These medications can induce ovulation to increase the patient's chances of becoming pregnant.
  • Intrauterine insemination: In some cases, women may consider intrauterine insemination to implant healthy sperm that has been collected from a partner or donated from an anonymous source into the uterus during the time when the ovaries release eggs to be fertilized. This is a direct means of overcoming common reproductive issues and dramatically increases a woman's chances of conceiving a child.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


AZ-PROD-WEB02 11/19/2017 4:55:27 AM