Maternity Clothes: FSA Eligibility

Maternity clothes are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

What are maternity clothes?

Maternity clothes are clothes for pregnant women that are useful when pregnancy causes changes in the body. A great way to buy affordable maternity clothes that can be used across multiple outfits over several days is to layer. Layering is wearing multiple clothing items including accessories like scarves to stay warm and comfortable while also getting more use out of items.

No maternity clothing expenses are eligible for reimbursement with a consumer-directed healthcare account, unfortunately.

There are affordable maternity clothing items at department stores, including maternity hoodies and sweatpants, which allow mothers to stay comfortable and active. A maternity hoodie, for example, has expanded room in the stomach area, for a mother's expanding abdomen. Other maternity items that are useful are maternity pants, whether loungewear, denim or dress pants – maternity pants usually have an elastic waistband to accommodate expanding as well. There are also maternity bras, which reflect the changing bra size which is common for mothers during pregnancy.

Commonly recommended items for a maternity clothing purchase include dresses, maternity jeans, tops and blouses, maternity sweaters, and a winter coat that is large enough to be worn throughout pregnancy. Lastly, consider seasonal items like maternity shorts, skirts, and even swimwear.

Maternity clothes are designed to help a pregnant person stay comfortable, both physically and also in terms of their appearance – whether dressed for a professional environment, casual environment, or leisure environment.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


AZ-PROD-WEB02 11/24/2017 7:23:20 AM