Medicated Hand Cream: FSA Eligibility

Medicated hand cream, when prescribed by a medical professional, is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Medicated hand cream is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What is medicated hand cream?

Medicated hand cream is a type of hand cream that uses a cream application method to apply a medicine to the hand. Hand cream is an effective way to apply medicine to the hand when treating certain diseases or conditions of the hand or hand skin. Common conditions for which hand cream with medication is typically prescribed include acne, eczema, psoriasis, and warts. Common medications that are included in hand cream with medication include antibacterial medication, anthralin, antifungal agents, benzoyl peroxide, coal tar, corticosteroids, retinoids, and salicylic acid.

Medicated hand cream must be prescribed to treat a disease or condition of the hand in order to be eligible for reimbursement with a consumer-directed healthcare plan. Hand cream with medication must be prescribed to treat a disease or condition of the hand, and not simply for cosmetic purposes, in order to be eligible for reimbursement.

Medicated hand cream may be brand-name or generic, Over-the-Counter (OTC) or prescription only. A doctor's prescription must be acquired, regardless, for reimbursement eligibility. Medicated hand cream may be one part of a treatment plan for a disease or condition of the hand, or it may be the entirety of the treatment.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.

 


AZ-PROD-WEB01 11/18/2017 8:09:02 AM