Mineral Supplements: FSA Eligibility

Mineral supplements are eligible with a prescription by a medical doctor for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Mineral supplements are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What are mineral supplements?

Mineral supplements refer to any concentrate delivery of minerals that are intended to help treat, alleviate or prevent a medical condition or positively influence the health of an individual such as a woman who is anticipating pregnancy.

Mineral supplements must be prescribed by a medical doctor in order to be considered eligible for reimbursement with a consumer directed healthcare account. Mineral supplements are most commonly Over-the-Counter (OTC) items and can be purchased without a prescription, however the prescription from a medical doctor will be necessary in order to obtain a reimbursement for the mineral supplement expense.

What type of mineral supplements would a doctor prescribe?

A doctor might prescribe calcium for patients who are at risk of osteoporosis. Doctors might also prescribe folic acid for women who are seeing to become pregnant. Another example of a prescribed mineral supplement is iron for patients with chronic anemia.

About calcium, a commonly prescribed mineral supplement:

Calcium is the most plentiful mineral found in the human body and 99 percent of this substance is used to fortify bones and teeth, while the remainder will support normal physiological functions like nerve function, muscle contraction, blood clotting, or maintaining a normal heart beat. However, it is most widely known to support an individual's skeletal structure, as proper levels of calcium over a person's lifetime can significantly reduce the risk of osteoporosis, a medical condition that causes bones to be brittle and fragile from a calcium or vitamin D deficiency.

Maintaining healthy calcium levels is one of the surest ways to promote one's general health over the course of a lifetime and support myriad normal bodily functions. As such, many doctors will recommend calcium supplements to patients who are at an increased risk of osteoporosis (especially women) or who are not ingesting enough of the mineral into their diets daily. The Recommended Dietary Allowance (RDA) of calcium in adults, as well as the Daily Upper Limit (which could increase health problems due to excessive calcium in the body) is as follows:

Men

Daily RDA

Daily Upper Limit

19-50 Years

1,000 mg

2,500 mg

51-70 Years

1,000 mg

2,000 mg

71 and Older

1,200 mg

2,000 mg

Women

19-50 Years

1,000 mg

2,500 mg

51 and Older

1,200 mg

2,000 mg

What are the primary dietary sources of calcium?

Aside from calcium supplements, physicians may also advise patients to supplement their diets with calcium-rich foods that can boost their bone health and support a wealth of physiological functions. Most are aware that dairy foods like milk, yogurt and cheese are calcium-rich and are essential in maintaining calcium levels in the body, but they can also be found in a number of other food sources, including collard greens, broccoli/broccoli rabe, kale, edamame, bok choy, figs, oranges, sardines, salmon, almonds, tofu, okra and white beans.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.

 


AZ-PROD-WEB02 11/19/2017 1:07:35 AM