Nasal Strips: FSA Eligibility

Nasal strips are eligible with a prescription by a medical doctor for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nasal strips are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

What are nasal strips?

Nasal strips are disposable strips that attach to the bridge of the nose with adhesive and expand outward, opening the nasal passage and allowing for an increased flow of air through the nasal passage to ease breathing. Nasal strips are useful for individuals with nasal congestion and sleep apnea. If an individual has difficulty breathing due to congestion or sleep apnea and this interferes with quality of life and/or sleep, a doctor may prescribe nasal strips. Nasal strips are an Over-the-Counter (OTC) medical product which can be prescribed specifically by a medical doctor to treat, prevent or alleviate a medical condition or disease. Nasal strips, when prescribed by a medical doctor, are considered eligible for reimbursement with a consumer-directed healthcare account.

Nasal strips are most useful in treating sleep apnea when nasal passage obstruction is a contributing factor to the individual's sleep apnea. This is not always the case, so a medical doctor should evaluate an individual's condition in order to determine whether nasal strips will be of any use in treating the individual's sleep apnea.

A medical doctor must determine that nasal strips are necessary for the treatment, prevention or alleviation of a medical condition or disease in order to prescribe the nasal strips. Otherwise, the nasal strips aren't eligible for reimbursement with a consumer-directed healthcare account.

Individuals should tell their doctors about the symptoms of their medical conditions and explain how the severity of symptoms such as sleep apnea blocked nasal passage prevents them from sleeping or enjoying a reasonable quality of life.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Additional Information

FSAstore.com's Prescription Process can help. Click Here to learn more.

Specifically Not Covered

Not eligible without a prescription.

Legal Information / Regulations

Prescription Required. Information Letter (IL) 2009-0209; Notice 2010-59.

 


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