Recliner chairs: FSA Eligibility

If required for treatment of a medical condition, recliner chairs may qualify for reimbursement with a Letter of Medical Necessity (LMN) from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Recliner chairs reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

How are recliner chairs used for medical purposes?

Recliner chairs are viewed as mainstays in the modern American living room, and while the vast majority are used for rest and relaxation, recliner chairs have been adapted for myriad uses in recent decades, some of which include recliners that are adapted for medical purposes.

The most common recliner chair that has some value for individuals who are suffering from a medical condition is the lift chair. A lift chair is designed for elderly or disabled individuals who have trouble getting in and out of a seated position, or require additional assistance to get up safely. These chairs feature remote controls that can provide a full lift into a standing position. Additionally, some lift chairs can fold out into a completely vertical position that can relieve the stress and strain of gravity that is placed on the spine daily.

Another common variant of medical recliner chairs is a 3-position recliner, commonly known as a "Geri-chair." The drop-arm mechanism of these chairs make it easier for caregivers to transfer individuals to and from the chair, and they are ideal for those who have recently undergone knee or hip replacement surgeries. These chairs can be placed into numerous positions to help promote healthy circulation, as well as relieving discomfort from musculoskeletal, respiratory and heart ailments.

How do I obtain a Letter of Medical Necessity (LMN) for recliner chairs?

A Letter of Medical Necessity (LMN) from a doctor for recliner chairs is necessary for reimbursement with most benefits providers to ensure that it is necessary for the treatment of a medical condition. This letter must outline how an account holder's medical condition necessitates recliner chairs, how the treatment will be used to alleviate the issue and how long the treatment will last. If the treatment plan exceeds the current plan year, another LMN will have to be provided to the benefits administrator to cover the duration of the treatment.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


AZ-PROD-WEB01 11/20/2017 2:11:55 AM