FSA Eligibility List

Find thousands of eligible health care products and services! Bookmark this page so you always know the best ways to spend your tax-free funds.

Browse by Category

Don't know where to begin? Search by category to find the eligible (and eligible with RX) items and services you need.

The Complete FSA Eligibility List

Here it is - the most-comprehensive FSA eligibility list available on the web. From A to Z, every item and service deemed eligible for tax-free spending will be here, complete with details and requirements. (Remember, FSAs aren't all the same - be sure to check with your administrator to confirm if something's eligible before making a purchase.)

Tampons

Tampons are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Tanning Salons and Equipment

Tanning Salons and Equipment are not eligible as they are cosmetic expenses. Tanning salons and equipment reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Tattoo Removal

Tattoo removal is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Taxes on Medical Services and Products

Taxes on medical services and products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Taxes on medical services and products are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Taxi Fare

Taxi fare for medical purposes is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Taxi fare is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Teeth Grinding Prevention

Teeth grinding prevention is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Teeth grinding prevention is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Teeth Whitening

Teeth Whitening is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement arrangements (HRA), limited care flexible spending accounts (LCFSA) and dependent care flexible spending accounts (DCFSA).

Teething Pain Reliever

A teething pain reliever is eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), a limited care flexible spending account (LCFSA), or a health reimbursement arrangement (HRA). A teething pain reliever is not eligible with a dependent care flexible spending account (DCFSA).

Telehealth

Telehealth or telemedicine is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Telehealth or telemedicine is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Telephone Consultation (Healthcare Professional Fee)

A fee charged by a healthcare professional for a telephone consultation is a qualified medical expense with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Telephone consultation reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Telephone for Hearing Impaired Individual

These expenses are eligible for individuals with a hearing impairment in order to enable them to communicate effectively over a regular telephone with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Telephone for hearing impaired individual reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Television for Hearing Impaired

A television for a hearing impaired individual is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

TENS Machine

A TENS machine is an eligible Over-the-Counter product that does not need a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). TENS machine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Testosterone

Testosterone is eligible when prescribed for reimbursement with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Testosterone is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Therapy Eye Mask

A therapy eye mask is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), limited care flexible spending account (LCFSA), or a health reimbursement arrangement (HRA). A therapy eye mask is not eligible with a dependent care flexible spending account (DCFSA).

Therapy, mental health

Medical or mental health therapy is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and health reimbursement account (HRA). Therapy not required for a medical or mental purpose will typically not qualify, such as marriage or family counseling, unless appropriate documentation is provided. In all types of therapy, an administrator may require a Letter of Medical Necessity. Therapy is not eligible for reimbursement with a dependent care flexible spending account (DFSA) or limited care flexible spending account (LCFSA).

Thermography

Thermography is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Thermography is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Thermometer

A thermometer is an over-the-counter (OTC) item that does not require a prescription. A thermometer is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). A thermometer is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Throat Lozenges

Throat lozenges are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Throat lozenges are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Toenail Fungus Treatment

Toenail fungus treatment is eligible for reimbursement with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Toenail fungus treatment is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Toiletries

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Tolls for Medical Care or Treatment

Tolls for medical care or treatment are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Tolls for medical care or treatment are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Tooth Extraction

Tooth extraction is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Tooth extraction is not eligible for reimbursement with a dependent care flexible spending account (DCFSA).

Toothache pain relievers

Toothache pain relievers are eligible over-the-counter (OTC) products with a prescription with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Toothache pain relievers reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Toothbrush

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited care flexible spending accounts (LCFSA) because they are general health products.

Toothpaste

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Topical Analgesics (Muscles and Arthritis)

Topical analgesics are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Topical analgesics are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Topical Skin Treatment

Topical skin treatment is eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Topical skin treatment is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Topical Steroids

Topical steroids are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Topical steroids are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Tourniquet

A tourniquet is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Tourniquet reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Transcutaneous Electrical Nerve Stimulation Device

A Transcutaneous Electrical Nerve Stimulation Device is an eligible over-the-counter product that does not need a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Transcutaneous Electrical Nerve Stimulation Device reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Transgender Counseling or Surgery

Transgender counseling or surgery is with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Transgender counseling or surgery reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Transitions Lenses

Transition lens reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) and a limited care flexible spending account (LCFSA). Transitions lenses reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Transplant

Costs associated with a transplant are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Transplant reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Transportation costs of disabled individual commuting to and from work

A disabled individual's commuting costs to and from work are personal expenses and not expenses for medical care. Therefore, transportation costs of disabled individual commuting to and from work reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Transportation expenses for person to receive medical care

Transportation expenses for person to receive medical care is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Transportation expenses for person to receive medical care is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Travel or Transportation for Medical Care

Travel or transportation for medical care is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Travel or transportation for medical care is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Travel Sized Sunscreen

Travel sized sunscreen is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Travel sized sunscreen is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Treadmill

A treadmill is eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). A treadmill is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Tricare Fees

Tricare premiums are eligible for reimbursement with a health savings account (HSA) unless already paid for with pre-tax dollars, and may be eligible with a health reimbursement arrangement (HRA). Tricare premiums are not eligible with a flexible spending account (FSA), a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Tubal ligation

Tubal ligation procedures are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Tubal ligation procedures are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Tuition

Tuition is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts (DCFSA) and limited care flexible spending accounts (LCFSA).

Tuition for Special Needs Schooling

Tuition for special needs schooling with a Letter of Medical Necessity (LMN) is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Tuition for special needs schooling is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Tuition, medical charges included

Tuitionwith medical charges included is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Tuition with medical charges included is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Turmeric (for medical use)

Turmeric is eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Turmeric is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Tutoring

Tutoring with a Letter of Medical Necessity (LMN) is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Tutoring is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Tylenol

Tylenol is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a prescription from a doctor. They are not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).