What is FSAstore.com?
FSAstore.com is everything flex spending with zero guesswork. It’s both the largest online marketplace for guaranteed FSA eligible products and an educational resource that you can actually understand. It’s the company’s mission to help millions of flexible spending account holders manage and use their FSAs and save on more than 4,000 health items using tax-free health money.
Note: Although we accept FSA cards and most card purchases should auto-approve without you needing to submit further paperwork, your FSA administrator might require a receipt for your purchase to substantiate the claim. Check out the Learning Center for more FSA eligible tips and resources!
What does "FSA eligible" mean?
FSA eligible means that in most cases a product or service will be covered by your flexible spending account. We work with the latest in industry standards to make sure the products we carry on our site are FSA eligible. If you use an active FSA card, your purchase will be auto-substantiated and you can skip the claims process! Note that not all FSAs are created equal; always check with your FSA administrator about plan allowances and requirements before you shop.
Are all of your products FSA eligible?
Everything on the site is guaranteed FSA eligible or your money back…for the most part. There are certain flexible spending accounts that don’t cover every item and some may be limited to only specific items and/or services. You should always check with your employer and/or FSA administrator to find out exactly what your FSA will cover. Other than those rare FSA accounts, everything we carry is FSA eligible.
Still can’t find what you’re looking for? We have an Eligibility List with all the answers!
Can I still shop if I don't have an FSA account?
Anyone can shop here. We accept all major credit cards and all FSA debit cards.
What if I have an FSA without an FSA card?
If you don’t have an FSA card, you can still shop on our site with a regular credit or debit card. Just print out a receipt and submit a claim to your FSA administrator so you can be reimbursed for your eligible purchase.
Do I have to submit receipts for my purchases at FSAstore.com?
If you do not have an FSA debit card you can print out a receipt and submit it to your FSA administrator to get reimbursed as you would normally with FSA purchases. You can print receipts after you make your order, or come back any time to access your account.
Please note: although we accept FSA debit cards, your FSA administrator might require a receipt for your purchase to substantiate the claim.
Do you accept insurance?
Most OTC (over-the-counter) products aren’t covered by insurance so there’s no need for insurance plans to process claims for your purchases. For home health products like wheelchairs that might be covered, we recommend you consult your insurance plan first, as we’re unable to process or apply insurance.
What is a flexible spending account (FSA)?
A flexible spending account (FSA) is an employer offered benefit, which lets you set aside tax-free money so you can save on qualified health purchases including OTC products, prescriptions, vision health essentials, and much more. FSAs are employer-sponsored and are owned by your employer, so you’re only eligible to participate if your employer offers the option. Some FSA eligible items include KT Tape, sunscreen, and copays. The IRS decides which items are eligible under FSA plans in general but your employer may choose to limit exactly what your FSA may be used on. Account holders can either use an FSA card for their purchase or use their own debit card and submit receipts with a claim to their administrator for reimbursement.
How do I know which items are FSA eligible?
Everything on our site is guaranteed FSA eligible!
Note: Although the IRS sets guidelines for FSA programs, individual employers have the final determination of which expenses are covered by their FSA programs. However, it is rare for employers to make such changes. We are a member of SIGIS which sets the eligible product list. The FSA icon displayed on our site does not guarantee you will be reimbursed. Check with your employer for the specific guidelines of your program.
Do you ship outside the U.S.?
We can only ship to physical addresses within the U.S.
Can I return my items?
Read our shipping and returns policy here.
If you are returning a product for any other reason, we will process a refund calculated as total order amount minus the return shipping charges and 10% restocking fee.
Please follow these steps to make an approved return.
Step 2: A customer service representative will then send you an email with instructions for your return.
Once your return has been approved, you will be provided with a pre-paid UPS domestic or USPS domestic label to return the purchase to us. Once your return is received and inspected (usually within 24 hours of receipt), your refund will be processed and a credit will be applied to the original card used for this purchase.
Please note: funds will take 2-3 days to transfer back to your account.
What’s your shipping policy?
Please allow 1-2 business days for your order to be processed through our fulfilment center(s), except for the end of the calendar year, when seasonality may cause orders to take longer to process. Once picked up by the carrier, we’ll email the tracking information to you. At this point, orders take anywhere from 1-5 business days for delivery, weather permitting. Click here for our full shipping policy!
Will my order be subject to sales tax?
For orders subject to sales tax:
We’re required by law to collect sales tax on orders shipping to addresses in these states: Alabama, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nebraska, New York, New Jersey, North Carolina, North Dakota, Ohio, Pennsylvania, Rhode Island, South Carolina, South Dakota,Tennessee, Utah, Vermont, Washington, Washington DC, Wisconsin, and Wyoming. The tax applied to your order will be the combined state and local rate for the zip code to which your order is delivered.
For self-reporting state sales and use tax:
We don’t collect sales tax on orders shipping outside of the above mentioned states. However, just because we don’t collect and aren’t required to collect sales tax in other states doesn’t necessarily exempt you from paying a sales or use tax in your state. A purchase is not exempt merely because it was made online or other remote methods. In particular, the states of Colorado, South Dakota, Oklahoma, and Vermont require the reporting and payment of use tax for out of state untaxed purchases.
For more information on how to file use tax returns, please visit your state's tax website:
Colorado: Colorado Department of Revenue at http://www.colorado.gov/revenue
Oklahoma: Oklahoma Tax Commission at http://www.tax.ok.gov
South Dakota: South Dakota Department of Revenue at http://www.state.sd.us/drr2/
Vermont: Vermont Department of Taxes at http://www.state.vt.us/tax/index.shtml
Where can I find my store credit?
To redeem your store credit, you must either sign in to your account or create an account with [FSAstore.com, HSAstore.com] to access your balance. Once you have logged in or created an account, any available store credits will appear in your account.
If you have earned store credit for an order you have placed as a guest, you will be able to access your earned credits once you have created an account.
How can I use my store credit?
Store credits will be automatically applied to your next order. Any unused balance in store credit will be carried over and automatically applied to your next order. Please note, your store credit will expire 180 days from the date that your store credit was issued.
Store credit can be combined with other promotional codes or coupons. Store credit cannot be used toward an order from our Optical Store, or on contacts or glasses.