Eye Equipment: FSA Eligibility

Eye Equipment: requires a prescription to be eligible with a Flexible Spending Account (FSA)
Eye equipment reimbursement is eligible with a prescription with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited-purpose flexible spending account (LPFSA). Eye equipment reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Eligible expenses for Limited FSAs can vary. To find out exactly what your Limited FSA covers, contact your FSA administrator.

Under IRC 213(d)(1), "medical care includes amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body." This includes medical equipment and devices.

What is eye equipment?

Eye equipment is any item that that helps with a condition, like poor vision, or disease related to the eye. Common types of eye equipment include prescription glasses and sunglasses and prescription contact lenses. Items associated with the maintenance and care of these is also considered an eligible reimbursable expense under consumer-directed healthcare accounts.

Warranties and insurance for prescription eyeglasses and prescription sunglasses are not eligible for reimbursement under consumer-directed healthcare accounts. Eyeglass frames alone cannot be reimbursed, but a completed set of eyeglasses included prescription lenses and frames is eligible for reimbursement (Internal Revenue Service). For specific questions and concerns on prescription eye equipment, consult an FSA administrator.

Associated items and equipment that is considered eye equipment and is eligible for reimbursement in a consumer-directed healthcare account include contact lens items like cases, disinfectant solution, and cleaning solutions. Associated items for prescription eyeglasses include cases, cleaning cloths, anti-moisture and fog drops, repair kits, nose pads, and more.