Mouth Wash: FSA Eligibility
What is mouth wash?
Mouth wash, or mouthwash, is a dental care liquid that can be held in the mouth or shaken around in order to bring it into contact with the teeth, cheeks, gums, and tongue. Mouthwash may be analgesic, anti-inflammatory, anti-fungal, or just antiseptic. Mouthwash may be used in conjunction with toothbrushing and flossing as part of a mouth healthcare routine. Mouthwash may also serve a cosmetic purpose in terms of temporarily providing better, more pleasant breath (American Dental Association).
Mouth wash that is purchased Over-the-Counter (OTC) as a normal cosmetic product is not eligible for reimbursement with any consumer-directed healthcare account. Mouthwash that is purchase Over-the-Counter (OTC) is not considered necessary to treat, alleviate or prevent a medical condition. It is considered cosmetic in nature as a product that provides improved breath.
Mouthwash may come in prescription forms that a doctor or dentist specifically gives for the treatment, prevention, or alleviation of a specific medical disease or condition. Mouthwash may contain active medical ingredients as a prescription product such as chlorhexidine gluconate, which is prescribed to help prevent gingivitis and other infections of the mouth. Mouthwash may be prescribed if normal brushing and/or flossing is not enough to keep the mouth healthy, or if another medical condition or disease such as muscle degeneration or arthritis prevents a person from properly brushing their teeth (WebMD).
Prescription mouth wash cannot be bought over the counter, and requires a doctor or dentist to prescribe the mouth wash. The mouthwash will have specific instructions for usage, including duration of use, regularity of use, and risks or side effects. Some mouth washes which are prescribed to treat or prevent diseases may have side effects or concerns such as passing through a mother's system into breastmilk, and therefore should be used with caution.