The Complete FSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Schools and education, residential: FSA Eligibility

Schools and education, residential: requires a Letter of Medical Necessity (LMN) to be eligible with a Flexible Spending Account (FSA)
Residential schools and education with a Letter of Medical Necessity (LMN) are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Residential schools and education are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What are residential schools and education?

A residential school and education service for an individual may address a specific medical condition or disease that prevents an individual from obtaining an education at other available facilities.

A residential school or education service for an individual with a medical condition or disease may be eligible for reimbursement with a consumer-directed healthcare account if a medical doctor has provided a Letter of Medical Necessity (LMN) indicating that primary reason for attending the school or educational facility is to receive medical treatment in conjunction with an education. If the primary reason for attending a specific school or educational facility is just for education, then the expense is not necessary and is therefore not eligible for reimbursement.

A residential school may host an individual for medical treatment in a boarding capacity, or provide daytime schooling for them in conjunction with specialized treatment for their condition during the school day. A residential school for education of an individual with a medical condition or disease may have special facilities for them such as a quarantine space, special education professionals, children's educators, or other needs-based personnel or equipment to accommodate for the medical needs that necessitate an education at a special residential school.

After consulting with a medical doctor, determine if a residential school for education is the best choice for an individual requiring education. Even if the individual requiring education is a dependent, education cannot be the sole and primary reason for the expense in order to be eligible for reimbursement, even with a Dependent Care Flexible Spending Account (DCFSA).