Sperm Storage Fees: FSA Eligibility

Sperm Storage Fees: reimbursement is not eligible with a Flexible Savings Account (FSA)
Sperm storage fees are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

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What are sperm storage fees?

Sperm storage is also called cryopreservation or semen cryopreservation or sperm banking. Sperm storage is an artificial reproductive technology that allow patients with medical conditions otherwise preventing or affecting their fertility to reproduce. Sperm storage is part of a variety of services that can assist with fertility (Human Fertilisation & Embryology Authority).

Patients undergoing embryo and egg storage have their reproductive materials frozen for use in a medical procedure that ultimately allows the patient to reproduce. Egg storage for potential future use is not reimbursable. Fees for storage that last over 12 months are also not reimbursable. Egg and embryo storage fees may only be reimbursed for a medically necessary reproduction plan that requires storage for 12 months or less.

The longest successful reported storage time for sperm is 22 years, which means that 22 years after storing that sperm, it was successfully used to create a human embryo. Sperm can hypothetically be stored indefinitely.