Sperm Storage Fees (Long Term): FSA Eligibility
What are sperm storage fees?
Sperm storage is also called cryopreservation or semen cryopreservation or sperm banking. Sperm storage is an artificial reproductive technology that allow patients with medical conditions otherwise preventing or affecting their fertility to reproduce. Sperm storage is part of a variety of services that can assist with fertility (Human Fertilisation & Embryology Authority).
While the temporary storage of sperm (typically defined as no longer than 12 months) for implantation is an eligibile expense, fees for long-term storage that last over 12 months are not reimbursable.
The longest successful reported storage time for sperm is 22 years, which means that 22 years after storing that sperm, it was successfully used to create a human embryo. Sperm can hypothetically be stored indefinitely.
Costs related to In vitro fertilization (IVF) are eligible only if they are directly attributable to the account-holder or a qualified dependent. As always, it is best to check with your benefits administrator.