Real Money: How your FSA can lead to better sleep
Getting enough sleep can be a constant battle. If you struggle, you know how much it impacts every day of your life. It can mess with everything from your hormones to brain function. Sleep problems may even contribute to major health problems like obesity and depression.
Lack of sleep may cause a lot of havoc, but luckily, there are ways to try and fix it. If you are worried about the money, consider using your flexible spending account (FSA). It's a great way to spend tax-free dollars on getting some shut-eye. Here are four FSA-eligible options you may not have considered.
Improve your sleeping environment
Sometimes, adjusting your bedroom environment can make a big difference. You don't have to break the bank with a full-scale renovation. Try experimenting with a few small changes over time.
If you can't add room-darkening blinds, try blocking out light with a pain alleviating sleep mask. This lavender comfort wrap not only reduces pain through hot or cold therapy, but as a bonus it helps promote relaxation. If you are a light sleeper, try a white noise machine or earplugs to block out extra sounds.
It's a good idea to avoid gadgets, electronics, and bright lights. You should replace your mattress every 5-7 years and invest in comfy bedding. Experts say the ideal sleep temperature is around 65 degrees.
Are digestion issues keeping you awake?
It's common to experience acid reflux or heartburn after a big meal. But if this happens often, it could be gastroesophageal reflux disease, or GERD. If you are pregnant or overweight, these symptoms may be even more likely.
If it happens at night, while you are lying down, a wedge medical pillow may offer some relief. These pillows keep your stomach acid at bay by elevating your head, shoulders, and torso.
Too anxious or stressed? See a professional.
Sleep issues are often linked to mental health problems. Your poor sleep may be the result of anxiety, substance abuse, or post-traumatic stress disorder (PTSD). These issues may not go away on their own. Lack of sleep may be making your symptoms worse. If you suspect one of these issues may be your underlying problem, don't be afraid to seek treatment.
Consider a sleep study
If you have made a bunch of lifestyle changes and still struggling, consider a sleep study. These tests can measure your sleep cycles to find out where your patterns are being disturbed. A sleep study may help your doctor diagnose one of these common problems:
- Chronic insomnia
- Periodic limb movement disorder
- REM sleep behavior disorder
- Sleep apnea
- Other unusual sleep behaviors
If your doctor uncovers one of theses issues, they may schedule a follow-up appointment. From there, they can recommend further treatment options to try and resolve the problem.
You don't have to suffer through chronic sleep problems
If you have been suffering from sleep problems for a while, you know how devastating the effects can be. It's tough to slog through every day feeling exhausted, with no relief in sight. If you have already tried a bunch of things, with the same disappointing result, it may be time to speak with your doctor.
With any luck, they may diagnose the problem and get you started with a treatment plan. Before you know it, you may finally achieve that elusive good night's sleep.
Whether you budget week-to-week, or plan to use your FSA for bigger things, our weekly Real Money column will help you maximize your flex spending dollars. Look for it every Tuesday, exclusively on the FSAstore.com Learning Center. And for the latest info about your health and financial wellness, be sure to follow us on Facebook, Instagram and Twitter.