How to pick the perfect FSA-eligible baby sunscreen

As a new mom or dad, you have a laundry list of infant health issues to be concerned with, but now that we're in the dog days of summer, sun care is likely at the top of your list of priorities. Sunburn is especially dangerous for a child's skin, and the Skin Cancer Foundation reports that suffering one or more blistering sunburns in childhood or adolescence more than doubles a person's chances of developing potentially-deadly melanoma later in life.

This risk is especially acute in infants, as babies younger than 6 months old should never be in direct sunlight, while infants 6 months and older must be well-protected with sunscreen when outdoors, according to The Mayo Clinic. But how can you pick the ideal sunscreen for your little one? Here are a few key features to look for when shopping for FSA-eligible baby sunscreen.

  1. Broad spectrum protection

On each bottle of sunscreen there are two important pieces of information to look out for. First, the product is most effective if it offers broad-spectrum protection against UVA and UVB rays, which are the primary causes of sun damage. Additionally, the product's sun protection factor (SPF) is significant as well.

The Mayo Clinic suggests that baby sunscreen should be at least SPF 15 to provide an adequate level of protection against the sun's rays (and if using your FSA to purchase the sunscreen, only those that are SPF 15+ will qualify as eligible).

  1. Chemical-free sunscreens

Chemical-free sunscreens are the better choice for baby sunscreen for two very important reasons. First and foremost, if ingredients in a chemical sunscreen run due to sweat or another form of moisture, they could sting the baby's eyes or could even cause a skin reaction.

Chemical-free sunscreens typically contain active ingredients like zinc oxide and titanium oxide, and BabyCenter reports that these products have the added benefit of being active from the second they are rubbed onto the skin, as opposed to chemical sunscreens that may need 15-30 minutes to become active.

Now, refine your sun care routine!

When you've found the perfect baby sunscreen, it's important to remember that an infant's skin burns very easily, so you'll need to practice additional sun safety measures. These include:

  • Seek the shade: Whenever possible, make an effort to keep your baby in the shade to ensure that he/she will not receive direct sunlight for the majority of your time outdoors.
  • Avoid peak sun hours: According to The Skin Cancer Foundation, UV rays are at their most intense levels between 10 a.m. and 4 p.m., so re-apply sunscreen generously during these hours or keep your outdoor time reserved for the early morning and evening when the sun is not its strongest.
  • Invest in sun-protective clothing: In addition to using baby sunscreen, there are a number of great sun protective clothing items that can protect your infant's skin. Tightly-woven or knit clothing, hats and dark/brightly colored clothing offer the best possible protection from the sun.

For everything you need to keep your family healthy year-round, you can rely on! We have the web's largest selection of FSA-eligible products to help you maximize the potential of your employee benefits.


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