Surprising products that are FSA-eligible: top 10 roundup

In the 1970s, the Internal Revenue Service (IRS) created Flexible Spending Accounts (FSAs) as a means of combating inflation and the rising cost of healthcare expenses. Through a series of regular payroll deductions over the course of a calendar year, employees would now be able to cover medical products and services with tax-free dollars.

However, these accounts aren’t limited to paying for medical procedures and prescriptions.

Here are a few of the more surprising FSA eligible items you’ll find at and that are ready to be delivered to your door:

Lip Balm

Lip balm that is fortified with SPF protection is just the kind of quick and easy FSA purchase that can provide optimal protection for this sensitive area during warm months.

Check out: Banana Boat Aloe Vera with Vitamin E Sunscreen Lip Balm SPF 45

First Aid Kits

Whether it’s needed for the car, at home, or with camping gear, first aid kits are a great FSA eligible purchase at any time of the year.

Check out: Johnson & Johnson All-Purpose First Aid Kit

Cushioned insoles

Stay on your feet year-round with FSA eligible cushioned insoles for men and women to improve support and stability for your shoes.

Check out: Men’s – Dr. Scholl’s Massaging Gel Outrageous Comfort, Size 8-13 or Women’s – Dr. Scholl’s Massaging Gel Outrageous Comfort, Size 6-10


Preventing skin cancer and sunburn is certainly a major concern for health advocates, so it’s no surprise that it’s covered by your FSA!

Check out: Coppertone Continuous Spray Sport Sunscreen SPF 30

Prenatal vitamins

The importance of prenatal vitamins during pregnancies has near universal consensus in the women’s health community, so it certainly makes sense that they would be FSA eligible!

Check out: Vitafusion PreNatal Gummy Vitamins, Berry, Lemon and Cherry


Condoms fall under the category of family planning, so male FSA holders will be surprised to find out that they are applicable with their tax-free funds!

Check out: Trojan Lubricated Latex Condoms, Pleasure Pack

Pill organizers

Keeping track of daily medications is a major chore, but your FSA can make it easier with a qualifying pill organizer.

Check out: Apex 7-Day Pill ORGNIZR XXL

Contact Lens Care

Anyone who wears contact lenses will tell you that contact lens solution is a major expense, but so is keeping the lenses comfortable all day long. Your FSA can solve both of those issues!

Check out: Visine for Contacts Rewetting Drops

Eye Therapy Masks

Whether you have a tough time bouncing back from an eyebrow wax, want to fight puffy eyes during allergy season, or provide relaxation to aid in sleep, gel eye therapy masks certainly have FSA potential!

Check out: TheraPearl Hot or Cold Therapy Eye Mask

Hot and Cold Packs

Whether they’re used to treat immediate injuries or long-term chronic pain, hot and cold packs should be a mainstay in any home and can be purchased with your tax-free funds.

Check out: ACE Hot and Cold Compress, Reusable

Surprisingly Eligible