Living Well

What is the safest sunscreen for kids?

Sun protection is a major consideration for parents. Learn more about the safest sunscreen for kids on this blog post and shop with an FSA.

Spring may seem early to begin talking about proper sun care, but if you have small children, protecting their skin from the sun's rays will take on a new importance as they spend more time outdoors as the season progresses. Sun protection is a major consideration for parents, as recent studies have shown that sustaining just five major sunburns during youth can raise a child's risk of developing life-threatening skin cancers like melanoma by 80 percent.

Sunburns are caused by the skin's absorption of harmful ultraviolet (UV) radiation, which are present whether it's sunny or cloudy, reaching their peak levels between 11 a.m. and 4 p.m. and are directly tied to the formation of skin cancer. Luckily, if you have a flexible spending account (FSA), your benefit can cover the reimbursement of sunscreen for the whole family. Here are some vital guidelines to consider when choosing a sunscreen for your kids.

Keep babies out of the sun entirely: First things first, if you are a parent of a child younger than 6 months, you should be searching for ways to cover him/her up rather than purchasing a sunscreen! Physicians advise new parents to keep their infants out of sunlight completely if they are under 6 months of age, as sunburn can cause significant pain, fever and even dehydration in newborns, as well as dramatically raising their susceptibility to skin issues later in life. Keep the baby's arms and legs covered in light-colored, lightweight clothing and stick to the shade during his/her first 6 months.

Shop for Baby Sunscreen

Sun Protection Factor (SPF) of 15 or higher: A sunscreen's sun protection factor (SPF) is a measure of the item's ability to prevent UV rays from harming the skin, which is a huge consideration for small children who will experience long periods of sun exposure. For instance, if a person's skin can remain unprotected in the sun for 30 minutes without burning, an SPF 15 product will theoretically protect the wearer for 15 times longer, or for 7.5 hours. SPF 15 is the bare minimum for a child's sun care regimen, so feel free to go for a stronger variant for very young children or kids with skin that is more susceptible to sunburn.

Broad spectrum protection: The classification of "broad spectrum" refers to sunscreens that block all forms of ultraviolet rays. UV radiation is broken up into two primary wavelengths: UVA (long-wave) and UVB (short-wave) radiation. UVA and UVB rays contribute to premature skin aging, eye damage and most skin cancers, and UVA rays make up about 95 percent of all UV radiation reaching the Earth's surface, while the other 5 percent is UVB rays. While UVB rays are the chief cause of sunburn and damage the outermost layers of the skin, UVA rays can penetrate down to the dermis level and can spark the development of some skin cancers. Simply put, if it's not "broad spectrum," it won't do the job!

Shop for Broad Spectrum Sunscreen

Water resistance: Sunscreen that can stand up to water during swimming or sweat during heavy activity is a major concern for the product's efficacy, especially with active children. The Federal Drug Administration has ruled that sunscreens that are considered "water-resistant" will continue protect wearers for at least 40 minutes after application. Because no sunscreen is 100 percent waterproof, it's vital that wearers re-apply throughout the day to maintain a full spectrum of protection.

Shop for Water-Resistant Sunscreen

With a long summer of fun in the sun ahead, make sure to support the wellness of your entire family by shopping at! We have the web's largest selection of FSA-eligible products to help you maximize the potential of your benefits!


Fall baby care tips with your FSA

Fall is officially here. Learn about fall health for your baby on our blog.

While fall is a great time to spend indoors and outdoors, there are some specific illnesses that target baby immune systems.So, how can you prepare for the fall? Use your FSA and keep your entire family healthy along the way.

Prepare for Colder Weather

Babies can be prone to different health problems depending on cooler temperatures. Make sure to adequately prepare your house and your family while leaving home, especially on those chillier autumn days.

Prevent the flu

Use your Flexible Spending Account to get a flu shot. They're covered! You can also buy Cold & Allergy products with your FSA, whether you're dealing with fall allergies, a cold, or flu-like symptoms.

Check out the TheraPearl Hot/Cold Eye Pack for sinus pressure relief

Shop for Cold and Allergy Products at FSA Store

Does your baby or older child have a fever?

Thermometers are covered by your Flexible Spending Account (FSA). It's easy to monitor their fevers with a wide variety of thermometers.

Keep kids comfy while they're sick

Another fun item to keep kids comfy while they're feeling sick is a Thermal-Aid Zoo Animal. These 100% natural cotton items can be used for both hot and cold therapy and treat fevers, earaches, flu symptoms, sprains, headaches and more.

Keep kids healthy during school

Have a little one in school? Make sure you treat minor injuries or cold/flu-like symptoms as quickly as possible to ensure they stay healthy during the year.

Shop for Back to School items with your FSA

Additional items covered by your FSA for Baby and Young Children:

  1. Nasal aspirators &saline solution. Nasal aspirators or saline solution can be a great way to treat a cold and provide some relief. However, if you think your baby has closer to flu-like symptoms, be sure to contact your doctor.
  2. If you need administer medications to baby,you can use specialmedicatorsthat provide medications ina pain-free way.
  3. Breast Pumps & Accessories (storage bags, nipple shields, etc.).
  4. Baby sunscreen (SPF 15+). Use baby sunscreen year-round to keep your baby's sensitive skin protected from the elements.
  5. Items containing active medical ingredients including baby aspirin, chest rubs or diaper rash cream are covered but require a prescription for FSA reimbursement.
Discover medical services covered by your FSA via the Eligibility List

Shop for all of these Baby Care items at FSA Store


How to handle baby care with a flexible spending account

When it comes to baby health, your Flexible Spending Account can definitely be handy. You can use your FSA for a lot of different purposes - whether it's for breastfeeding, or treating baby's colds and fevers, for proper sun care for your child, and so much more.

If you're expecting, congratulations! If you already have a little one, congratulations! No matter what the timeline, an exciting time awaits you! As you're getting ready for baby's arrival, you've prepared as best you can. Maybe you read many baby (health) books, asked for advice from friends and family, and consulted with doctors to make sure your baby's arrival goes smoothly.

Shopping for Baby Care with Your FSA

Did you know who you can shop for breastfeeding supplies and accessories with your Flexible Spending Account (FSA)? As you get ready to take care of your baby, keep in mind your FSA - it will save you on your out-of-pocket healthcare expenses.

We sell Medela products at FSA Store - everything ranging from breast pumps (depending on your needs) to milk storage solution to cleaning wipes.Check out this great list from Medela about what you'll need for your baby's arrival:

Freestyle Solution Set:

The Freestyle Solution Set is Medela's first hands-free, double-electric pump. You can use this hands-free pump while on the go - as there's no need to be near an outlet.

What's Included:
  • FreeStyle Breastpump
  • Disposable Bra Pads (30)
  • TenderCare Lanolin (2 oz. tube)
  • Quick Clean Bags - (5)
  • Quick Clean Wipes - (24)
  • Pump and Save™ Breastmilk Bags (20)
  • Medela Breastfeeding Resource Guide &Medela Breastmilk Storage Guidelines Magnet

Medela Pump & Save Bags (50)

Medela's Pump & Save bags easily collect and store breast milk. These are no-leak zipper bags, which also have a self-stick mechanism that attaches to any Medela breast pump.

Other features:

  • No-spill stand-up bottom.
  • Double-walled for long and safe breast milk storage.
  • Compatible with all Medela breast pumps
  • Includes 2 easy-connect adaptersBPA-free

Medela Pump In Style Advanced Backpack Solution Set

The Pump In Style Advanced is a daily-use electric breast pump for moms who pump throughout the day. The Advanced breast pumps helps to make pumping discreet and convenient (anywhere, anytime).

Set Includes:

  • - Pump In Style Advanced Backpack Breast pump

- Disposable Bra Pads (30), TenderCare Lanolin (2 oz tube), 5 Quick Clean Bags, 24 Quick Clean Wipes, Pump & Save Breastmilk bags.

- Also includes a Medela Breastfeeding Resource Guide, and a Medela Breastmilk Storage guidelines magnet.

Shop for the Pump in Style Advanced Backpack

Medela Breastmilk Storage Solution

Easily and safely store breastmilk (BPA-free set) with the Medela Breastmilk Storage Solution set. This set is compatible with any Medela breast pump.


Six (5 oz / 150 mL) Breastmilk bottles,

Six bottles and lids &breastmilk labeling lids,

Pump & Save breastmilk bags,

A storage tray

A breastmilk storage guidelines magnet.

Shop for the Medela Breastmilk Storage Solution

Living Well

Keeping Your Baby Healthy This Winter

While healthcare is important year-round, there are some ailments that particularly occur in the winter. Baby immune systems are easily targeted by colds.

According to an article from, parents should pay particular attention when taking babies outside in the winter to ensure they stay warm.The article warns, "If you do venture out, dress your munchkin in layers. Tots 12 months and older require the same amount of clothing as you do, and younger babies need one extra layer, says Robert Bonner, M.D., a pediatrician at St. Christopher's Hospital for Children in Philadelphia. A hat is a must, and be sure to protect your snow bunny's fingers and toes. He'll need waterproof boots once he'swalking."

Products covered by your FSA:

  1. Baby Thermometers. cautions that if an infant has a fever over 100.4F, parents call a doctor right away. You can also buy baby aspirin with an FSA, and this product requires a prescription for reimbursement with your FSA.
  2. Nasal aspirators and saline solution. If you think your baby might have a cold, you can help fight a stuff nose with nasal aspirators or saline solution.If you suspect your baby has flu-like symptoms, connect with a doctor immediately.
  3. Medicator bottles. If you need administer some type of medication, there are special medicatorsthat deliver medications in a pain-free way and keep your baby comfortable.
  4. Breast Pumps & Accessories (cleaning wipes, storage bags, nipple shields, etc.).According to, "Another way to ward off bugs: "Continuebreastfeedingas long as possible," Dr. Hersey says.Breast milksupplies your child with antibodies that can help her fight illnesses."
  5. Baby sunscreen (SPF 15+). While some may think that sun care is only relevant in sunny weather or in the midst of summer, baby skin is fragile and requires protection from the elements.
Shop for all of these Baby Care items at FSA Store.

Products requiring a prescription for FSA reimbursement:

  • Baby aspirin
  • Chest rubs
  • Diaper rash cream

Medical services:

  • Vaccinations/Immunizations adds, "For tots younger than 5, the flu isn't only an inconvenience; it can lead to serious complications such as pneumonia that could land your baby in the hospital. That's why a flu vaccine, which can prevent 66 percent of infections in young children, is an absolute must for kids 6 months of age and older, the Centers for Disease Control and Prevention (CDC) says."

Discover services and products for baby care covered by your FSA via the Eligibility List.

Related posts:

Spotlight on Medela

A Guide to Breastfeeding with your FSA

Are Diapers FSA eligible?


Three FSA eligible items in time for Baby Safety Month

For more than 20 years, Baby Safety Month has been sponsored by the Juvenile Products Manufacturers Association (JPMA) to educate parents about the most common dangers encountered by young children. Fostering a safe and happy environment is a primary concern for new parents, and the aim of Baby Safety Month is to remind parents to use care.

With your baby's health and wellness in mind, this is a great time to take a closer look at your Flexible Spending Account (FSA). Your tax-free funds are meant to cover products and equipment with a legitimate medical purpose and that includes many baby items! is the perfect place to check out thousands of FSA eligible products for your baby and every member of your family and explore just how far your FSA can go to cover everyday medical expenses!

Here are a few FSA eligible items to consider for Baby Safety Month!

  • Our Product spotlight this week is on Medela. If you're looking for breastfeeding supplies and accessories, check out Medela.


In the case of a cold or fever, a thermometer is a must-have for new parents to monitor the state of your baby's health and bring down the child's temperature. Thermometers are available in many styles, including in-ear, forehead, rectal and traditional designs, and can be reimbursed through an FSA.

Check out: Vicks Forehead Thermometer

Baby Sunscreen

Babies should be kept out of the sun completely before six months of age, as their skin is far too sensitive to handle excessive sun exposure. In fact, just one sunburn during childhood can dramatically increase your son or daughter's chances for melanoma later in life, so proper sun care should be a major safety concern from the get-go. Sunscreen is FSA eligible, so be sure to find a product with broad spectrum protection against UVA and UVB rays, water resistance and a sun protection factor (SPF) of 30 or above.

Check out: BabyBlanket SunBlankie Sunscreen Towelette SPF 45+

Nasal Aspirator

A stuffy nose when your baby has a cold or a continual congestion can obstruct breathing and cause general discomfort. When your baby is born, you will most likely receive a traditional rubber bulb nasal aspirator from the hospital, but there are many less invasive designs available that are easier to use and can ease your baby's nasal congestion quickly and easily.

Check out: Graco Baby NasalClear Battery Operated Nasal Aspirator