Ready to flex spend?

Search the largest selection of eligible products below or look left to browse all categories!

Everyone loves a deal.

Get 'em While They're Hot!

Get tax-free savings when you shop FSA-eligible contacts and glasses.

NOTE: FSA Store Optical has a separate checkout process.

Affordable, eligible glasses? A welcome sight.

Save on brand-name frames at FSA Store Optical

Shop Eyeglasses

Saving on contacts with your FSA? Eye-opening.

Visit FSA Store Optical to shop popular lens brands

Shop Contact Lenses

Save on your prescription meds with your FSA.

Sign up now and get up to $20 off your first Rx.

Start Saving
Living Well

That's Eligible?! Clearing the air with OTC nicotine replacement therapies

I don't think we need to lead off this post by stating that smoking and tobacco use is a public health problem. You already know this. And we haven't been silent in our support of anyone who chooses to quit, for themselves and others. Since Thursday, November 21 is the annual Great American Smokeout, we thought this is a good time to remind readers that quitting smoking is always a good idea, and that an FSA can help make it happen.

Over the last 20 years, U.S. smokers made the following gains:

  • According to the FDA, more than 400,000 additional attempts to quit tobacco use per year
  • And there was a 152% increase in OTC nicotine replacement therapy use (after making the switch from prescription to OTC remedies)

It all comes down to the public having access to OTC nicotine replacement therapies; that is, the same levels of access as it does to cigarettes, chewing tobacco and other items that introduce (and prolong) the problem.

The average smoker takes 5-7 attempts to quit before succeeding. That sounds like a lot of trying … if you're not a smoker. Some respond quickly to nicotine replacement therapies and rid themselves of the habit. Others find themselves struggling -- even returning to the habit after earlier success.

How can I use my FSA to help quit smoking?

Thankfully, smoking cessation products are eligible for reimbursement with a FSA, or an HSA and a prescription. Most of these OTC smoking cessation products contain nicotine, which "steps down" over time until the dependence is minimal. The most common FSA- and HSA-eligible cessation products include:

  • Patches: These small, adhesive patches slowly release nicotine through the skin and into the wearer's body. They are changed daily and typically worn for 8-12 weeks.
  • Gum: These pieces of gum carry a small amount of nicotine that is absorbed into the body through the mouth, and can be taken every 1-2 hours. Treatment typically lasts 12 weeks or more.
  • Lozenges: Similar to nicotine gum, but decidedly slower to take effect, these lozenges allow nicotine to be absorbed through the mouth and into the bloodstream. Up to 20 can be taken each day. These lozenges also prove effective after 12 or more weeks of use.
  • Inhalers: These small vaporizers emit a nicotine mist via a cartridge in the device that is designed to control sudden cravings and withdrawal symptoms. Typically, a smoker will average about a dozen cartridges per day for 12 weeks, and gradually taper down to zero over the next 12 weeks.
  • Nasal Spray: These sprays deliver a small, mildly concentrated dose of nicotine up to three times per hour. This treatment can last anywhere from three to six months.

One last note -- we know it seems like the above OTC therapies seem to take a long time. This is normal, and done by design. Stepping down from tobacco products has proven to be more successful than "cold turkey" attempts, reducing the likelihood of starting up again.

Besides, think of how long you smoked. We can't speak for anyone, but we're confident most would agree that 12 weeks of sprays, compared to countless years of smoking, is a relatively short amount of time.

Some healthy lifestyle products to consider

Harmless Cigarette Quit Smoking Aid, 30 Day Quit Kit

$34.95

iHealth Air PO3M Pulse Oximeter

$69.95

Don't go it alone...

Your chances of kicking the habit grow considerably when you join a smoking cessation support group. These gatherings of like-minded individuals is great for sharing the highs and lows of this experience, making the chore of establishing goals and improve accountability for quitting a team effort.

These groups are typically free and open to the public, but if they're not, don't worry, it's FSA- and HSA-eligible as long as you have a Letter of Medical Necessity (LMN) from a physician.

Quitting smoking isn't easy. But it can be made easier through available OTC nicotine replacement therapies. If you're a smoker and still deciding the best course of action for breaking the habit, talk to your doctor and see what products are best to help you snuff tobacco for good.

Living Well

How your FSA can help you lower your cholesterol

February is American Heart Month, an annual heart disease awareness initiative sponsored by the American Heart Association that is designed to educate the public about the lifestyle choices and behaviors that contribute to the development of heart disease. In particular, high cholesterol levels are to blame for a wealth of potential cardiac health issues, but many are unaware that their flexible spending account (FSA) can play a role in bringing cholesterol numbers back down to healthy levels.

What is cholesterol?

Cholesterol is a waxy, fat-like substance that naturally occurs in the body, which plays a role in the production of hormones, vitamin D and other substances that help us digest foods. Additionally, cholesterol is found in the foods that we eat, primary those that are derived from animal products like eggs, liver, fish, butter, shellfish, shrimp, bacon, sausage, red meat and cheese. LDL and HDL levels, as well as one fifth of your triglyceride (the amount of fat in the blood) level, make up your total cholesterol count.

However, cholesterol does not dissolve in the blood, rather it is carried by particles called lipoproteins, molecules that are made of fat and proteins that carry cholesterol to and from cells. These are split into two major categories, HDL and LDL cholesterol.

  • LDL cholesterol is the type that you want to avoid. LDL, which stands for low-density lipoprotein, contributes to the thick deposits of plaque that can build up along the walls of arteries in a process called atherosclerosis. If this is allowed to progress, clots can form that can result in heart attacks, strokes and many other health problems.
  • HDL cholesterol is often considered to be the "good" type of cholesterol that counteracts the effects of LDL by helping to clear it from the arteries. HDL can carry this LDL away from the arteries and into the liver where it is broken down and flushed from the body. As such, having high HDL levels will reduce your risk of heart disease and stroke.

How can an FSA help lower my cholesterol?

An FSA can cover the necessary cardiac healthcare procedures that can help adults be mindful of their risk of heart disease and other cardiovascular issues. However, an FSA can also play a role in covering the cost of qualifying products that can assist in lowering harmful cholesterol levels. These FSA-eligible products include:

  • Smoking Cessation Products: Smoking lowers HDL cholesterol, can harm the lining of blood vessels, and can contribute to atherosclerosis. Both prescription medication and over-the-counter smoking cessation products like nicotine gum, inhalers and patches (which also require a prescription for purchase with an FSA) are FSA eligible and can dramatically help improve cholesterol numbers.
  • Cholesterol Home Test Kits: These kits are especially helpful for those who are embarking on a diet and exercise plan to lower their cholesterol numbers, and the standard kits contain a lancet for drawing blood and test strips that change color. Some more advanced kits contain electronic meters that are useful for those who wish to check their cholesterol more frequently.
  • Cholesterol-lowering medications: FSAs can cover the cost of prescription medications to treat medical conditions, and lowering cholesterol levels to prevent future heart problems is certainly an eligible treatment! The most common medications on the market are statins that lower both LDL cholesterol and triglycerides, which include medications like Lipitor, Lescol, Livalo, Crestor and more.
  • Diet and Exercise Aids: Last but not least, individuals with high cholesterol are encouraged to exercise and eat a healthier diet to prevent future cardiovascular issues, but not everyone is ready to get back in the gym after long periods of inactivity. FSAs cover a wide range of pain relief and therapeutic products that can help you stick to your new fitness regimen, including some kinesiology tapes, ankle/knee/elbow/back/hand braces, hot and cold packs, select foot cushioning treatments and much more! For more information about what's eligible, be sure to check our Eligibility List first!
Living Well

Quit smoking with your FSA

Curious about ways to quit smoking? Learn about how to quit smoking with your FSA during National Recovery Month on our blog.

cigarette-599485_640

Quit smoking with your FSA during National Recovery Month

Did you know that September hails the arrival of National Recovery Month? Every year, the Substance Abuse and Mental Health Services Administration (SAMHSA) sponsors this initiative to increase awareness and understanding of mental and substance abuse issues to celebrate the people who recover and continue to live healthfully.

Smoking is a form of substance abuse that's just as detrimental as any other. If you're a Flexible Spending Account (FSA) holder, your benefit covers the products and services that keep you and your family healthy, but it has no better use than helping you beat the bad habits that could be cutting your life short.

Here's how you can get your National Recovery Month success story started:

Smoking cessation groups

Your chances of kicking the habit grow exponentially when you join a group of like-minded individuals who are sharing the highs and lows of their experiences. That group mentality and accountability for one another can help you establish goals and gradually achieve them over time. These groups are typically free and open to the public, but if any charge is necessary, it can be covered by your benefit with a Letter of Medical Necessity (LMN) from a physician. Read more about Letters of Medical Necessity.

Over-the-counter (OTC) anti-smoking products

There are various smoking cessation products on the market today that utilize nicotine replacement therapy. This refers to the nicotine gum, patches, inhalers and lozenges that satiate the body's desire for nicotine without using tobacco. Typically, these methods work well in tandem with behavioral therapy and support groups, and as they are OTC medicines, they will require a prescription from a doctor to be eligible for FSA reimbursement.

Use our Rx Process to submit your prescription for FSA reimbursement.

When going cold turkey, pursuing outside support and OTC anti-smoking products just won't cut it, it may be wise to speak with a doctor about anti-smoking medications like Chantix or Zyban. These medications can lessen the irritability, extreme cravings and discomfort that comes during nicotine withdrawal, which can give you the physical and mental reprieve needed to achieve your goal. Like any prescription medication, this will require documentation to be reimbursed through an FSA.

Shop for Smoking Cessation Products at FSA Store