Sun Care Center

Your summer of sun, sand and skin cancer prevention starts now

Memorial Day is the unofficial kick off to summer, and there's a good chance you'll be spending time in the sun and we want to give you a gentle reminder to keep yourself - and your family - protected.

We don't have to remind you of how serious cancer is. But skin cancer is highly treatable if detected early. This is why dermatologists across the U.S. use this month's initiative to encourage people to perform self-checks all summer long.

The Skin Cancer Foundation recommends that people perform a thorough, step-by-step self-examination every month, so you can find any suspicious marks or growths. Of course, if you spot anything suspicious, see a doctor.

Early detection of a new mole or skin growth can mean the difference between a quick procedure and something potentially more serious. Remember, self-examination is only the first step. So, check early and often, and contact a doctor if something doesn't seem right.

Speaking of which, visiting the dermatologist to check for skin cancer qualifies as an FSA- and HSA-eligible service, since it would be used to diagnose, treat, cure or prevent a medical condition.

Take advantage of free skin cancer screenings

If you can't get a dermatologist appointment in your town (or wherever you're spending the summer) within a reasonable amount of time, some doctors volunteer their time to offer free screenings throughout the year.

Programs like SPOTme, run by the American Academy of Dermatology, are available in many different locations, and can give you a thorough body check in a private setting, usually in a location nearby.

Prevention starts with you

Regular checks for skin cancer are vital, but don't overlook proper year-round sun care. If you want to use your HSA to help offset the costs of necessary sun protection products, you can pick up a wide range of HSA-eligible sunscreens, lip balms and more from our store!


Sun Care Center

How to perform regular skin checks

With spring here in full swing and summer just around the corner, you and your loved ones' time in the sun will increase significantly and it's time to take the proper precautions. It's a good time to remind individuals and families to be mindful of the risk of the most common form of cancer in the United States - and the most preventable cancer type!

As important as utilizing broad spectrum sunscreens when spending time in the direct sunlight is for preventing skin cancer, regular skin checks are pivotal for early detection. According to the Skin Cancer Foundation, skin cancer growths that are found and removed early are almost always curable, so as the weather gets warm, skin checks are a necessity. Here are some tips from the American Academy of Dermatology that can help you get started!

What to look for

There are 5 key characteristics to look for that could be trouble signs of skin cancer growth. Skin cancer growths showcase asymmetry - or one half is unlike the other half - have an irregular, poorly defined border and varying color shades. Melanomas are typically larger than 6 millimeters, but another warning sign to look out for is a continual evolution in its shape and color that show that the growth is progressing.

Use a full-length mirror

Every skin cancer check should start with a full body exam in a full-length mirror. This will allow you to examine your body from front to back to check for any questionable dark spots or moles that could be the early signs of cancer. Additionally, be sure to lift your arms when checking your sides to ensure an unobstructed view.

Check hard-to-reach spots

One of the risks of melanoma is that it can form on unexpected places on the body, so make sure your skin check is as thorough as possible! Some spots to keep in mind are forearms, palms, the backs of legs/feet, spaces between your toes, and the soles of your feet.

Utilize a hand mirror

Last but not least, there are a few spots on your body that you should closely inspect with a hand mirror. Examine the back of your neck and scalp with the mirror, and part your hair to check the underlying scalp for any marks or imperfections that may be present. This is also a good opportunity to check your lower back and buttocks as well.

What should I do if I spot a growth?

If you spot a growth that showcases the characteristics of melanoma, don't wait! Make an appointment with your dermatologist immediately to have it checked and removed if necessary!


Neutrogena Beach Defense Sunscreen

Work and play the day away without worrying about sunburn.

Sun Bum SPF 50 Sunscreen Continuous Spray

Protect your skin from harmful UVA/UVB rays while enriching your skin with Vitamin E.

Sun Care Center

Top 10 FSA-eligible products for year-round sun and skin care

As you probably know by now, sun and skin care is a year-round concern. But you can keep these problems away if you use a few precautions. And sun or snow, you're always at risk of getting rays directly from the sun, and UV hitting you from all directions. Science!


Supergoop! Day To Day Value Set


Let's get right to it -- if you're looking for complete, year-round sun and skin care this Supergoop! kit is a great place to start. Inside, you'll find everything you need to easily incorporate sun protection into your day-to-day routine, for complete sun protection throughout your day.

And we mean "complete" -- the set includes: City Sunscreen Serum, Advanced Anti-Aging Eye Cream, Forever Young Hand Cream, AcaiFusion Lip Balm, Everyday Sunscreen and even a zippered "Hello, Sunshine" pouch.

Australian Gold Lip Balm

You might have noticed lip balm in the previous entry - that's because your lips are as prone to sun damage as any other part of your skin. Not only do FSA-eligible lip balms keep them hydrated, but they also offer high SPF protection for the coverage you need year-round.

Australian Gold SPF 30 Lip Balm is comprised of regional fruits, coconut oil, natural moisturizers and more, without using parabens, PABA or even gluten, making it safer for a wider range of users.

Sun Bum Mineral Sunscreen Spray

If you're looking for complete sun protection without resorting to chemicals and unnecessary additives, mineral sunscreens are a very popular choice. Not just because they're skin- and earth-friendly, but also because they work really well without all the excess you don't need.

Sun Bum's Mineral Sunscreen Spray is an easy to apply, water-resistant, zinc-based spray that provides broad spectrum SPF30 protection, proven to fight off UVA/UVB rays. Environmentally conscious and chemical-free without sacrificing protection? Sign us up.

Derma E Natural Mineral Sunscreen SPF 30 Stick

If you want a little more control over where your sunscreen is applied, take a closer look at the Derma E Natural Mineral Sunscreen Stick. This lightweight, antioxidant-enriched formula glides on evenly and absorbs quickly to provide broad spectrum UVA/UVB sun protection while being hypoallergenic, and fragrance-free.

Plus, this light, water-resistant (for up to 80 minutes!), non-greasy formula contains antioxidants and vitamins to soothe and help skin recover after sun exposure.

Babo Botanicals Sheer Zinc Sun Continuous Spray

When it comes to sunscreens, the word "lightweight" is used a lot. And with good reason -- who wants to feel sticky and weighed down, just to ensure sun protection? Most of our available sunscreens are suitably lightweight for almost any user. But then there's the Babo Botanicals Sheer Zinc spray, which takes things even further.


This spray blocks UVA and UVB rays while providing 80 minutes of water and sweat resistance. It's also hypoallergenic, suitable for sensitive skin, is kid-safe, free of dairy, soy and gluten, and 100% fragrance-free. In short - if you're worried about a specific irritant in your sunscreen, there's a good chance it's not in Babo Botanicals products.

Gold Bond Ultimate Healing Skin Therapy Lotion

After getting some sun, it's always good to get ahead of potential skin damage. And if there's any brand synonymous with skin relief, it's Gold Bond. Their Ultimate Healing lotion is specially formulated to help heal extremely dry, rough and problem skin, through seven intensive moisturizers tested to provide 24-hour moisturization.

Plus, it contains vitamins A, C and E to reinforce the healing and repair, but manages to pull it off without feeling greasy or sticky.

Hibiclens Antiseptic Skin Cleanser

If you do end up getting a little more sun than expected, or just have a few winter scrapes, you'll need a quality skin cleanser and antiseptic. Hibiclens is both!. With 24-hour protection (even after drying) Hibiclens kills germs while remaining gentle enough to use everyday, even on sensitive skin.

Whether you have a rough-looking wound or just want some reassurance that a little sunburn doesn't get any worse, this is a great product to have on hand.

Supergoop! Forever Young Hand Cream with Sea Buckthorn

Forever Young Hand Cream SPF 40 defends against the signs of UV-induced aging with an innovative blend of antioxidants and super broad spectrum protection. Formulated with omega-7 fatty acids to help lighten dark spots, and skin-nourishing oils, this moisturizer improves skin's elasticity and texture while safeguarding skin from future sun damage.

New-Skin First Aid Antiseptic Liquid Bandage

Speaking of unexpected falls, some can be worse than others. Thankfully, when certain scrapes need more than a standard bandage, there's New-Skin. This liquid bandage goes on smoothly, and dries rapidly to form a tough protective layer that's antiseptic, flexible, waterproof, and allows your skin to breathe.

Just brush on with the included applicator and protect wounds by keeping out dirt and germs that cause infections.

Neutrogena Light Therapy Acne Treatment Mask with Neutrogena Light Therapy Acne Mask Activator

We couldn't resist throwing in one of our hi-tech health products. And we think you'll agree with the choice. Featuring the same technology as dermatologists use in their acne treatments, the Neutrogena Light Therapy Acne Mask uses concentrated light therapy to clear acne and allow skin to heal itself.

This one-step acne treatment covers your face and is easy to use. Just sit back and relax for a quick 10 minute treatment, after which the unity will shut itself off. With regular use, you'll see clearer, healthier skin without chemicals or damaging UV rays.

Eligibility

That's Eligible?! Be sun-ready this Memorial Day

Memorial Day weekend has arrived, and if you're like us, you're spending it enjoying the sun. So, before heading out for a day of picnics and barbecues, let's go through a few FSA-eligible items that will give you a little extra comfort during your days outdoors.

Children's sunscreen spray

Anyone at a holiday barbecue knows it can be a calm, relaxed get-together … or you can attend one with kids. And once your kids are there, getting them to slow down for even a minute can be tougher than herding cats. This doesn't change the fact that kids need all-day sun protection when outdoors.

Our selection of spray-on sunscreens offer a wide range of benefits over traditional sunblock creams and lotions. For starters, they're much easier to apply on the go, so your kids don't miss out on any fun, and you don't spend half your day with lotioned hands, struggling to turn a doorknob.

Most importantly, these sprays are equally effective on wet or dry skin, so you don't need to worry about endless re-applications if the kids get sweaty or jump into the pool (five or six times). Instead, these sprays form an immediate breathable barrier for broad-spectrum UVA/UVB protection.

Sunburn relief

Sunscreen is great, but sometimes you miss a spot. If you get a little too much sun (or if the sun gets a little too much of you) it's good to pack a bottle of sunburn relief gel or lotion.

Plus, some of these lotions can also relieve other skin irritations, scrapes, burns and even insect bites without an ounce of sting.

While many of the products in this category require a prescription to purchase with your FSA, if you plan on spending a lot of time outdoors this weekend and find yourself with a sunburn, it's worth speaking with your doctor about whether these products are right for you.

Waterproof bandages

With all the activity at a Memorial Day cookout, you can expect some scrapes to happen. And we're not just talking about the kids -- backyard sports, grilling mishaps and other accidents can happen to anyone. That's why people carry a few spare bandages with them everyday.

Well, we recommend having a little extra reassurance for summer activities. Waterproof bandages offer the same level of wound protection, but also help keep pool water, muddy puddles and other seasonal splashes away from cuts and scrapes, to ensure nothing gets in the way of proper healing.

There are plenty of ways to make outdoor fun even better with your tax-free FSA funds. But the three links above should give you a head start on a safe, sun-protected summer for your entire family.

Children's Sunscreen

Children's sunscreen stays on strong for those days at the beach, park or wherever else life takes you. We've got your little one covered.

Sunburn Relief

Stop sunburn pain with FSA-eligible aloe vera that soothes the skin after a day out in the heat.


Don't waste time hunting for ways to spend your tax-free funds. In That's Eligible?!, we'll bring you these updates every Monday, so you don't have to. And for all things flex spending, be sure to check out the rest of our Learning Center, and follow us on Facebook, Instagram and Twitter.

Living Well

FSA Friday - 5/4/18 - Celebrate Cinco de Mayo the healthy way

The headline says "5/4" but we bet more of you are going to celebrate tomorrow, when most of the country will put down their responsibilities and raise a glass to the Mexican Army's difficult victory over the French Empire on May 5, 1862.

(Rumor has it, there might also be some heavy partying.)

No matter what you have for going on this weekend, your FSA can help you ensure your celebration starts safe and stays safe. It might even help you enjoy May 6 as much as the previous day! In this week's FSA Friday, we put aside the news headlines to give you a few tips for enjoying a comfortable, relaxing, FSA-eligible Cinco de Mayo weekend.

Stay cool

It seems like just a few weeks ago, most of the country was still facing the possibility of snowfall. Today, the northeast United States is, once again, preparing for summer-like temperatures, clear skies, and perfect barbecue weather.

But it's been a long winter, and much of the country has been stuck indoors. So, it's probably best to avoid too much sunshine on the first warm weekend since September. Whenever possible, sit down in the shade, don't overexert yourself, and have that sunscreen ready. However, if you find yourself getting a little too much sun, we're happy to report that cold packs and other forms of cold therapy are FSA-eligible.

The Skin Cancer Foundation recommends using these products to treat sunburns soon after you come out of the sun to fight the itching and burning from sunburns, as well as reduce any unwanted swelling and blisters.

(We like using them to just cool off, since they're drier and longer-lasting than damp towels or ice bags.)

Stay hydrated (inside and out)

I don't think we need to remind you how important it is to drink plenty of water (and no, beer, sangria and Coke Zero do not count toward your daily water requirements). Whenever you're outdoors and the temperature rises, you'll need to keep the water flowing, regardless of whatever else you're doing, eating or drinking.

In warmer weather, your skin needs some extra hydration, too. Even if you don't get a full-on sunburn, there's always the possibility your skin will crack and peel. Medicated moisturizers that are fortified with aloe vera are FSA-eligible with a prescription! Applying twice a day after being outdoors can help fight off gentle burns, and prevent your skin from drying out.

Ditch the itch

You aren't the only one looking forward to that outdoor fiesta. Bugs have been dormant all winter, and have likely planned their first summer meal at the same time as yours. But you can put the brakes on the buffet by using FSA-eligible sunscreen with bug repellent before stepping into the yard.

Should a few insects fight through the bug spray, it's a good idea to treat bites right away using hydrocortisone cream, which should immediately treat inflammation, redness and swelling before they happen.

[PRO TIP - Hydrocortisone is also fantastic for reducing sunburn swelling and burning. Have it in your bag, no matter where your weekend takes you.]

Don't be too proud

Okay, after a day full of food, drink, sun, bugs and sprays, you might not feel quite like yourself once the sun sets on Cinco de Mayo. But, rather than try to ignore the pain, allow yourself to enjoy a little relief while you wind down the weekend. Over-the-counter pain relief like ibuprofen and aspirin (along with a lot more water consumption) should help take the edge off the previous day's celebration. And they're FSA-eligible with a prescription, so use our Prescription Process to make it even easier!

FSA Friday is a weekly roundup of the latest topics, tips and headlines to keep you updated on all things flex spending. It appears every Friday, exclusively on the exclusively on the FSAstore.com Learning Center. And for the latest info about your health and financial wellness, be sure to follow us on Facebook, Instagram and Twitter.

Eligibility

5 FSA-eligible products for your next business trip

If you ask most business travelers, they will tell you that they have a love/hate relationship with the practice. While it's certainly exciting to see and experience new places, the daily grind of flying and an ever-changing slate of hotel rooms can weigh on even the most savvy business traveler.

So if you had a way to improve your comfort level, avoid chronic pain issues and maintain your overall wellness during travel, you wouldn't turn it down, right? Luckily, if you have a flexible spending account (FSA), your benefit covers a huge range of eligible products that will do just that. Here's how to use FSA money to boost your overall health during your next business trip.

  1. Orthopedic Neck Pillow

If you experience chronic pain issues from sleeping in an upright position, you may experience additional pain throughout your business trip. An orthopedic neck pillow can contour to the neck and shoulders, and can be used in conjunction with traditional pillows to provide a comfortable sleep position that alleviates pain.

Check Out: IMAK HappiNeck Orthopedic Neck Support

  1. Acupressure Mat

Tackling pain on the road is tough, but instead of constantly resorting to over-the-counter pain relievers, acupressure mats may be the perfect solution. Acupressure mats target specific pressure points in the user's back, neck and shoulders to alleviate pain in various parts of the body. These mats are used to treat back/neck/shoulder pain, fibromyalgia pain and even migraines. Best of all, they are compact and can be stored in a suitcase with ease.

Check Out: Kenko Acupressure Mat for Back/Neck Pain, Emerald

  1. Pain Relief Eye Mask

In addition to helping to block out light to help you sleep, pain relief eye masks are great options for business travelers who experience migraines, sinus pain or wake up with puffy eyes. After a short time in the refrigerator, these masks can provide cooling relief to fight pain and inflammation so you can wake up feeling your best.

Check Out: IMAK Eye Mask, Pain Relief

  1. Sun Protection with Daily Moisturizer

Is your face feeling as refreshed as it could be before a major business excursion? Daily moisturizers are usually not FSA-eligible, but those that offer broad spectrum protection and an SPF of 15+ are eligible for reimbursement with an FSA as long as their primary purpose is sun protection. These products can help refresh the look of your skin and safeguard your skin from the harsh effects of UVA and UVB rays.

Check Out: MDSolarSciences Daily Anti-Aging Moisturizer SPF 30, Travel Size

  1. Eyeglass Repair Kit

If you wear glasses, you know the nightmare of having your eyewear break while on the road. Luckily, a surprising number of eyeglass accessories are FSA eligible, from eyeglass repair kits to cleaning wipes to cleaning sprays. Prepare ahead of time for these emergencies to give you confidence on your business trip!

Check Out: Flents Eyeglass Repair Kit

IMAK HappiNeck Orthopedic Neck Support

Offers the ultimate in neck comfort and support, for traveling or relaxing.


Eligibility

Head back to college with these FSA-eligible products

One of the most important regulations to emerge from the Affordable Care Act (ACA) was the expansion of dependent care benefits for children of account holders, who can now stay on their parents' plan until they turn 26 years old. Parents of young scholars who are heading off to college, may be surprised to find out that their flexible spending accounts (FSAs) fall under these regulations as well. So before you head to the pharmacy or big box store, shop with your FSA first! Your benefit covers a huge range of qualifying health products to keep your son or daughter healthy throughout the semester. Need some inspiration? Here are a few smart FSA-eligible products to keep in mind.

Sunscreen

The early fall is still very warm and chances are your college student will spend many long afternoons on the quad soaking up the sunshine. All those UV rays aren't good for your son or daughter's skin, so use your FSA to pick up broad spectrum sunscreen that will protect them wherever they're headed year-round.

Protect your skin from harmful UVA/UVB rays whether it be at home, or at college.

Pain Relievers

Do you know how bad a headache can be after an all-nighter? The stress that comes with higher education can lead to its fair share of headaches, so make sure your young scholar is prepared. Over-the-counter (OTC) pain relievers are a smart choice to shop for when your young scholar heads off to campus.

Headaches and studying don't mix well, so be sure to stock up on FSA-eligible pain relievers before you go to college.

Cold Packs

We've all done dumb things in college, it's par for the course. So whether it's an unexpected injury, or a simple mishap on a walk to class, having a cold pack handy is a smart thing for any college student.

Don't let bumps and bruises from the weekend get you down. Use cold packs for cool relief any place, any time.

Vision Care

If your son or daughter needs contact lenses, eyeglasses (prescription or reading glasses), or contact lens accessories such as solution, carrying cases or replacement lenses, you can buy them all pre-tax with your FSA! Visit our Optical Store to purchase contact lenses or prescription glasses, and explore our selection of eye care products to ensure your child can see clearly all semester.

Make sure you can see the board with FSA-eligible vision care from glasses to contacts and more.

Condoms

Better to be safe than sorry, right? College is a time when many young adults become sexually active, so to ensure that your kids are safe from STDs and other complications, make sure they have the means to protect themselves. We have a great selection of products to choose from - the awkward conversation is up to you!

Avoid pregnancy and STDs by using protection. Luckily, condoms are covered with your FSA.

Eligibility

5 FSA-eligible must-haves for cyclists

Summer's here, and that means warm weather, long days, and plenty of opportunities to hit the road on a bike. While there's something to be said for getting out and forgetting the worries of everyday life, you'd be doing yourself a disservice if you spent more time preparing for your mid-ride lunch stop than ensuring your safety while out on the road!

Luckily, saving money on some simple purchases to improve your cycling experience is easier than ever. And you can pay for them through an unexpected source - your flexible spending account (FSA) funds! Here are a few great FSA-eligible items that could make your ride safer and more comfortable.

  1. Sunscreen

If you don't plan ahead for your ride with the right sun protection, you may end up with an epic burn instead. Last year's sunscreen may have a limited shelf life, so make sure that you're prepared for the new season with the most effective sun care regimen. Sunscreen with broad spectrum protection against ultraviolet rays and SPF 15 or above is eligible for FSA reimbursement, so make sure you and your loved ones avoid sunburn wherever you're headed.

  1. Lip Balm

With the constant flow of wind in your face while biking, which may result in chapped lips for days afterward. While not all lip balm is FSA-eligible, those that are, follow the same eligibility requirements as sunscreen. As long as lip balm is SPF 15+ and offers broad spectrum protection, it is FSA-eligible!

  1. Allergy Medicine

Being in the great outdoors comes with its own set of challenges, not the least of which are high pollen counts that could trigger your allergic symptoms. Allergy medication can help you breathe a little easier when you're out on the road, and over-the-counter medicines are eligible for FSA reimbursement with a prescription from a doctor.

  1. Hot/Cold Packs

Whether you're an avid cyclist or a total newbie, a long ride can leave your muscles sore for days after physical activity, but your FSA can help tackle that as well! Hot and cold packs are eligible over-the-counter products that can administer targeted heat and cold therapy to soothe sore muscles, curb swelling and reduce pain so you can get back on the road faster.

  1. Crash Pack

Last but not least, we never want to think about it when we're out on the road or on the trail, but falling off your bike in an emergency can lead to a serious injury that could be worsened without the right preparation. Every cyclist should keep a crash pack handy, and your FSA can help cover an extensive selection of bandages, braces, first aid kits and—worst-case scenario—crutches.

No matter where you're headed this summer, make FSAstore.com a part of your plans! We have the web's largest selection of FSA-eligible products to keep you and your loved ones healthy year-round.

Sunscreen

With UVA/UVB and broad spectrum protection, avoid nasty sunburns with FSA-eligible sunscreens.