Can I have an HSA and FSA at the same time?

Can I have an HSA and FSA at the same time?

Yes, if your FSA is limited purpose. A limited purpose FSA typically only allows for reimbursement of dental, vision, and specific over-the-counter expenses. If your FSA is limited, you may continue to contribute to an HSA at the same time as that FSA will not affect your HSA eligibility. If your FSA is not limited, and can be used for all medical expenses, or if you are covered by your spouses’ FSA that is not limited, the FSA disqualifies you from being eligible to contribute to an HSA.

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