What happens to my HSA money if I don’t use it all?

What happens to my HSA money if I don’t use it all?

Unlike an FSA where money is forfeited at year end if not used, HSA money rolls over from year to year. The money in your HSA is yours to keep and use as you wish. Even if you no longer have HSA-eligible HDHP coverage, you may still continue to keep and spend down your HSA.

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