fsastore-logoFSAstore.com, the only e-commerce site stocked exclusively with Flexible Spending Account (FSA) eligible products and services, reminds consumers covered by an FSA that they may have a grace period to use 2012 FSA funds. Many FSA programs offer a grace period ending on March 15. FSA holders should check in with their FSA administrators to confirm whether or not they have this deadline.

Each year consumers lose hundreds of millions of dollars because they do not use tax-free dollars available in their FSAs. Consumers can shop for thousands of health products and use qualified health care services with pre-tax dollars in employer-sponsored FSAs. If funds are not spent by the end of the plan period, the


It's said to be one of the first things people notice when they first meet: a smile. Not only does a smile convey your mood, but maintaining those pearly whites is vital throughout your life.

February marks National Children's Dental Health Month and you may be wondering if your dental care is an FSA-eligible expense.

Dental procedures are covered under your FSA as long as they are medically necessary. Cosmetic treatments (teeth whitening, for instance) are not included.

What's Covered?

- A regular visit to your dentist for preventative care including cleanings, fluoride treatments or even fillings.

- More complicated oral surgery procedures: dental reconstruction, root canals, implants and tooth removal.


- Implants, dentures, bridges, and occlusal guards to prevent teeth grinding.

- Orthodontia*: some FSAs have specific gui


Imagine this for a moment...

You frantically sit down at your computer or step into your car and go off to the drugstore. You're scrambling to buy eligible products for your Flexible Spending Account. You have to spend your FSA funds in the next 24 hours or else you'll lose them. You wonder what you'll buy in bulk this time - eyeglasses, contact solution, or maybe Band-Aids.

Does this scenario sound familiar? It doesn't have to be this way.

Take simple steps to not risk losing your FSA dollars.

1. Carefully estimate your spending. Each year before you enroll in your FSA, calculate how much you think you'll spend on qualified medical expenses. Our FSA Calculator can help you estimate your health spending!

The calculation takes into account:

  • Out-of-pocket expenses such as co-pays and deductibles for medical services including routine o

Some employers offer a Flexible Spending Account (FSA), which lets you to put aside pre-tax funds to cover qualified health care expenses. FSA money is available to you on day one of your FSA plan year. However, you might be curious about what happens if you leave your employer before your FSA plan year ends.

What happens to the FSA plan and what do you need to do? Below are a few possible scenarios.

Leaving employment before the plan year ends

If you leave employment before your FSA plan year ends, you can still submit a claim to be paid out of the FSA. Keep in mind, often the claim must be submitted within 90 days after plan participation ends, but this varies per plan (may vary with the terms of the cafeteria plan document.  Some plans have longer periods, others have shorter).

Left employment & using all FSA funds early in the year

  • If you used all of your FSA funds in the beginning of th

Understanding health care coverage can get complicated very quickly. With the many options available to consumers ranging from HMOs (Health Maintenance Organizations) to HDHPs (High-Deductible Health Plans) to PPOs (Preferred Provider Organizations) to POS (Point of Service plans), it can be difficult to wrap your head around each. Not to mention that only few people read the fine print of their insurance policies.

More pressing concerns nowadays surround what health care covers and how much it'll cost people. People may not realize that they can actually save on health care in the long run.

Perks of an FSA

Through a Flexible Spending Account, or FSA, which is an employer-sponsored benefit add-on, consumers can set aside tax-free money towards qualified health care expenses. Not only that, but flex spending accounts can be applied to services not typically covered by your insurance policy!  [More]

If you've ever been confused about which FSA-eligible products you can buy with or without a prescription, you can rest assured that you have access to more than you may realize!

Ever since health care changes in January 2011, there seems to be confusion around which products require or don't require a prescription to be reimbursed under a Flexible Spending Account (FSA).

Rx details:

- Only over-the-counter products containing medicines require a prescription.
- Insulin is excluded from the prescription requirement.

Examples of Products Needing Rx:

Pain Relief: Advil, Aleve, Bayer
Cold & Allergy Relief: Zyrtec, Claritin, Delsym
Acne medications
Nicotene patches & gums

If you need help with a prescription, FSA Store offers an Rx Process. Read more about


Today is "Go Red For Women" day - a day established by the American Heart Association for everyone to come together to fight heart disease. The American Heart Association named heart disease the "number one" killer in the U.S. In the last ten years its "Go Red for Women" campaign has raised awareness of the disease and the ongoing fight against it.

What Can You Do To Lower the Odds of Heart Disease?

Keep up your heart health by taking into account factors such as blood pressure, cholesterol, exercise and smoking. High blood pressure can increase your risk of heart disease.

Your blood pressure and heart rate are two separate measures. Learn about their difference here.