Morning After Pill: FSA Eligibility

Morning After Pill: eligible with a Flexible Spending Account (FSA)

The morning after pill is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). The morning after pill is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

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What is the morning after pill?

The morning after pill is also known as Plan B. It's a type of emergency contraception that prevents pregnancy after sex where there has been sexual contact and a possibility of pregnancy. The morning after pill is more effective the sooner it is ingested after sex. The morning after pill contains levonorgestrel, a hormone that is included in certain types of birth control pills in a much lower dose. The morning after pill does not cause an abortion; it prevents the implantation of a fertilized egg in the uterus. If a fertilized egg has already implanted in the uterus, the pregnancy will not be stopped by the morning after pill (BirthControl.com).

The morning after pill can be purchased in advance as an emergency preparation for unplanned or accidental sexual contact, such as when a condom breaks. Medical professionals do not recommend relying on the morning after pill as a primary contraception method because of its adverse effects on the body. The morning after pill is best relied upon as an emergency method.

The morning after pill must be prescribed by a medical professional in order to have the expense considered eligible for reimbursement with a consumer-directed healthcare account. Some side effects of the morning after pill include nausea, abdominal pain, fatigue, headache, menstrual changes or bleeding, dizziness, breast tenderness, and vomiting.

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