Dehumidifier: FSA Eligibility

A dehumidifier is not required for the treatment, prevention or diagnosis of a medical condition and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

How does humidity affect health?

The amount of water vapor present in the air is known as humidity, and while most people may know humidity as the unwelcome accompaniment to summer weather, if it is allowed to reach high levels in an indoor environment, it has the potential to exacerbate existing health problems. In addition to being disruptive to the normal sleep cycle, humidity is a major issue for those with respiratory or allergy problems, as high humidity levels can stimulate the growth of some molds, bacteria and dust mites, which can trigger asthma attacks, allergies and irritation of the eyes, nose or throat. As such, the best treatment to prevent these health issues to reduce the relative humidity in the air, which can be done with a dehumidifier.

How does a dehumidifier work?

A dehumidifier is similar in function to an air conditioner, but as opposed to cooling the air, it will actually warm it slightly as moisture is removed from the air. Dehumidifiers consist of fans, cold evaporator coils, warm compressor coils and a collection pan to gather water that accumulates. Dehumidifiers will circulate air from the room with its fan and blow the humid air over the cold coils, which then condense and collect in the lower pan. The drier air will then pass over the warm coils and back into the room.

While humidifiers technically do not make air in the room any cooler, the absence of excessive moisture in the room will make the space far more comfortable and reduce the likelihood of mold, dust mite and bacterial growth. It's important to note that dehumidifiers are only effective in rooms with high humidity and temperatures, as the temperature must be high enough that water will condense and be collected as it passes through the machine. As a general rule, dehumidifiers are most effective in spaces above 65 degrees Fahrenheit.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


AZ-PROD-WEB01 11/21/2017 9:12:08 PM