Illegal Operations and Treatments: FSA Eligibility

Illegal operations and treatments in violation of federal law are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

What are illegal operations and treatments?

Consumer-directed healthcare account holders who seek out treatment for a medical condition will typically visit a hospital, outpatient clinic or doctor's office for consultations, operations and other forms of therapy, the payment for which can easily be processed by benefits administrators and reimbursed through these accounts. However, in some cases, whether a person is facing a terminal illness or wants to go outside the mainstream medical world, they may consider illegal operations and treatments as a solution to alleviate their conditions.

Seeking out illegal operations and treatments is against federal law and could result in jail time, not to mention the inherent risks that patients will take by receiving treatments that are not FDA approved or have gone through extensive clinical trials to ensure that they are safe. Whether they are for the treatment of a major illness or another condition, the medical community strongly discourages patients from seeking out illegal operations and treatments. As such, these operations are never eligible for reimbursement with consumer-directed healthcare accounts.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


AZ-PROD-WEB01 11/20/2017 9:27:01 AM