FSA Eligibility List

Find thousands of eligible health care products and services! Bookmark this page so you always know the best ways to spend your tax-free funds.

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Don't know where to begin? Search by category to find the eligible (and eligible with RX) items and services you need.

The Complete FSA Eligibility List

Here it is - the most-comprehensive FSA eligibility list available on the web. From A to Z, every item and service deemed eligible for tax-free spending will be here, complete with details and requirements. (Remember, FSAs aren't all the same - be sure to check with your administrator to confirm if something's eligible before making a purchase.)

Lab Fees

Lab fees are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Lab fees are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Laboratory Fees

Laboratory fees are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Laboratory fees are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Lactaid

Lactaid with a prescription is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Lactaid is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Lactation Aids

Lactation aids are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Lactation aids are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Lactation Consultant

Lactation consultant services are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Lactation consultant services are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) and a limited care flexible spending account (LCFSA).

Lactose Intolerance Medications

Lactose intolerance medications with a prescription are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Lactose intolerance medications are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Lamaze Classes

Lamaze classes are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Lamaze classes are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Lancet

Lancet reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Lancet reimbursement is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Language Training

When required for the treatment of a medical condition, language training may be an eligible expense with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Language training reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lanolin

Lanolin is an eligible over-the-counter (OTC) item that does not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Lanolin reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lap Band Surgery

Lap band surgery is an eligible expense with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Lap band surgery reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Laser Eye Surgery

Laser eye surgery is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), and limited care flexible spending accounts (LCFSA). They are not eligible for reimbursement with dependent care flexible spending accounts.

Laser Hair Removal

Laser hair removal reimbursement is considered a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lasik

LASIK is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited care flexible spending accounts (LCFSA). They are not eligible for reimbursement with dependent care flexible spending accounts (DCFSA).

Late Payment Provider Fees

Late payment provider fees are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Late Pickup Fees

Late pickup fees are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Laxatives

Laxatives are eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Laxatives are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Lead-Based Paint Removal

Lead-based paint removal with a Letter of Medical Necessity (LMN) is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Lead-based paint removal is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Learning Disability Treatment

Learning disability treatments with a Letter of Medical Necessity (LMN) are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Learning disability treatments are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Legal Abortion

Legal abortion reimbursement is eligible if the procedure is legal under state law with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Legal abortion reimbursement is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Legal Fees

Legal fees with a Letter of Medical Necessity (LMN) are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Legal fees are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Legal Fees in connection with fertility treatments

Legal fees in connection with fertility treatments in connection with a medical service for the account holder or qualified dependent are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Legal fees in connection with fertility treatments reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lessons

When required for the treatment of a medical condition, fees paid for lessons may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Lessons reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lice Treatment

Lice treatment is an eligible over-the-counter (OTC) item with a prescription with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Lice treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Life Alert Emergency Medical Alert System

Life Alert Emergency Medical Alert System reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Life Alert Emergency Medical Alert System reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lifetime care advance payment

Lifetime care advance payments related to assisted living are never eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Light Therapy

Light therapy is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Light therapy reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lip Balm (SPF 15+)

Lip balm with an SPF of 15 or greater is an eligible over-the-counter (OTC) product that does not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Lip balm reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Liposuction

Liposuction is a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lipstick

Lipstick is a cosmetic expense and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Liquid Adhesive for small cuts

Liquid adhesive for small cuts is an eligible over-the-counter (OTC) product that does not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Liquid adhesive for small cuts reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Listening Therapy

Listening therapy is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Listening therapy is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

Lodging at a Medical Conference

Lodging at a medical conference is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lodging for Medical Care

Lodging for medical care is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Lodging for medical care is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Lodging of a Companion

Lodging of a companion required in relation to medical treatment is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Lodging of a companion is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

Long Term Care

Long term care expenses are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Long Term Care Premiums

Long term care premiums are not eligible on an FSA, but may be eligible with a health reimbursement arrangement (HRA) and are eligible on a health savings account (HSA) unless already paid for with pre-tax dollars. Long term care premiums reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Long Term Disability Insurance

Long term disability insurance is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lotion

Lotion is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). Lotions with active medical ingredients such as Aquophor, may qualify when prescribed and/or recommended by a medical professional.

Lubricants

Lubricants are eligible over-the-counter (OTC) medicines with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Lubricants reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

Lumbar Support

Lumbar support is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Lumbar support reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).