Laser Eye Surgery: FSA Eligibility

Laser eye surgery is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), and limited care flexible spending accounts (LCFSA). They are not eligible for reimbursement with dependent care flexible spending accounts.

What is laser eye surgery?

Laser eye surgery is a popular surgery performed to correct vision in people who are nearsighted, farsighted, or have astigmatism. LASIK is the most common laser eye surgery and involves the creation of a thin flap in the cornea of the eye. Once the flap is created, the excimer laser is used to reshape the cornea, which corrects the refractive error.

Photorefractive Keratectomy (PRK) starts with the removal of a portion of surface of the cornea or epithelial tissue. LASEK starts with the application of alcohol to the corneal epithelium to loosen the outermost corneal cells, and can be a good option for patients with thin corneas.

What are the advantages of LASIK eye surgery?

Around 96% of patients will have their desired vision after LASIK, and the effect is nearly immediate. There is very little pain that comes with LASIK since numbing drops are used, and no subsequent bandages or stitches are required. Adjustments can be continually made even years after LASIK surgery if your vision changes as you age. After having LASIK, most patients no longer need eyeglasses or contact lenses.

What are the disadvantages of LASIK eye surgery?

The surgery is technically complex and any problems that occur will permanently affect vision. Some patients experience discomfort in the first 24 to 48 hours. Side effects are rare but may include glares, fluctuating vision, dry eyes, seeing haloes around images, etc.

How should you figure out if laser eye surgery is the right choice for you?

In considering laser eye surgery, meet with an eye surgeon who will take a look at your medical history and conduct a full eye examination. Initial tests may include measuring corneal thickness, refraction, corneal mapping, air pressure, and pupil dilation. LASIK may not be advisable for your if you have fairly good overall vision, large pupils or thin corneas, have a job that may be affected if you have the procedure, etc.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Legal Information / Regulations

Eligible expenses for Limited FSAs can vary. To find out exactly what your Limited FSA covers, contact your FSA administrator.

 


AZ-PROD-WEB01 11/22/2017 4:10:21 PM