Micro Dermabrasion: FSA Eligibility

Micro-dermabrasion is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

What is micro-dermabrasion?

Micro-dermabrasion or microdermabrasion is a cosmetic procedure that uses tiny crystals to exfoliate and remove superficial layers of dry, dead skin cells. Microdermabrasion is usually accessible through a dermatologist or licensed medical esthetician.

Microdermabrasion works on all skin types, colors and pigmentations. It can cause subtle changes to the skin without affecting color or scarring. Microdermabrasion is not effective for scars, stretch marks, wrinkles or deep acne scars. After a microdermabrasion, the skin will generally be pinker and more tender than normal for about 24 hours. No surgery or anesthetics are required for a microdermabrasion treatment. The most common microdermabrasion side effect is irritation from crystals getting into unprotected eyes. Additionally, after a microdermabrasion treatment, it's best to avoid sun exposure for several days. The esthetician or medical professional will give explicit instructions on aftercare and what to avoid. Makeup should be avoided for 24 hours.

Microdermabrasion differs from dermabrasion in that dermabrasion is a much more intense procedure and often requires thorough preparations and aftercare. Dermabrasion uses anesthesia and the medical professional will "sand" the skin to reduce scarring and abnormalities which will be healed over after the treatment. Microdermabrasion, in contrast, uses tiny exfoliating crystals with are less intense and less abrasive. Some microdermabrasion treatment tools also use a small vacuum to remove the dead skin cells which have been taken off during the treatment. Microdermabrasion professionals typically offer that the treatments are effective on fine lines, uneven pigmentation, and clogged pores as well. Because all of these effects are cosmetic and do not treat, prevent or alleviate a medical condition or disease, microdermabrasion is not eligible for reimbursement with any consumer-directed healthcare plan.

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

 


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