Vision Correction: FSA Eligibility

Vision Correction is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), and imited care flexible spending accounts (LCFSA). They are not eligible for reimbursement with dependent care flexible spending accounts.

A lot of people need some form of vision correction to help with normal refractive errors such as nearsightedness, farsightedness, astigmatism and presbyopia or ocular diseases. There are a multitude of choices available, so it is important to get input from your eye care professional and do your research to make sure you pick the correct option for you. Being properly educated about the options will allow you to better weight the advantages and disadvantages, and ultimately make the best decision.

Why use glasses for vision correction?

Glasses have become highly developed over the years such that even if you have a high prescription, the lens can still be quite thin and attractive on your face. New high index materials are thin as well as light weight, although some of these higher quality materials can come with higher costs. Glasses allow for easy removal and wear in the mornings, and are convenient if you do not want to deal with the complication of contact lenses or surgery.

Why use contact lenses for vision correction?

Contact lenses are good alternatives if you prefer not to have something on your face and for cosmetic reasons. Today's technology have allowed for the creation of all sorts of contacts for astigmatism, multifocal needs, hybrid contact lenses, etc. Contact lenses also have the advantage of superior peripheral vision, more natural vision "sensation" and are also useful if you need to play a sport or engage in high physical activity. Typical concerns come from poor comfort due to dryness, vision instability and complications associated with over-wear or over-use of lenses. It's possible that you will want to look into a combination of both options.

What are some alternatives?

If your vision problems are more serious, visit a skilled eye doctor to determine if you are a good candidate for the various refractive surgical options available. Refractive surgery does not necessarily eliminate your need for glasses or contact lenses.

Some refractive surgical options include:

  • Phakic Intraocular Lenses.
  • Intracorneal Ring Segments or Intacs.
  • LASIK with IntraLase.
  • Wavefront/Zyoptix.
  • Conductive Keratoplasty (CK)
  • Photorefractive keratectomy (PRK)

Eligibility Table

Flexible Spending Account (FSA) Limited Care FSA Dependent Care FSA Health Savings Account (HSA) Health Reimbursement Account (HRA)

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Legal Information / Regulations

Eligible expenses for Limited FSAs can vary. To find out exactly what your Limited FSA covers, contact your FSA administrator.

 


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