FSA Eligible Products & Services

Select one of the following categories below to browse or search FSA eligible products, services, and expenses.

Eligible OTC Expenses

Thousands of over-the-counter (OTC) products are FSA eligible and can be purchased using your FSA Card. However, as of January 2011, certain OTC medicines (specifically those with an active medical ingredient) will require a doctor's prescription to be eligible. Use this list to easily determine which products are eligible either with or without a prescription.

If you don't have an FSA card, simply use your usual form of payment and your FSA administrator will reimburse you for the items through the manual claim process.

FSA Eligible Medical Items

That DO NOT require a Doctor's Prescription

FSA eligible products designated with this symbol can be purchased with an FSA card and do not require a prescription to be reimbursed by an FSA.

Shop FSA-Eligible Items

    FSA Eligible Medical Items

    That DO require a Doctor's Prescription

    FSA eligible with prescription products designated with this symbol require a prescription to be reimbursed by an FSA. You can now use your FSA card to purchase these items through FSAstore.com's over-the-counter prescription process.

    Shop FSA-Eligible Medical Items

      Eligible Products & Services List

      Note: The IRS defines which medical expenses are eligible under a tax-deferred account. However, employers may only allow some of these expenses with your plan. It's important to always check with your benefits administrator to determine which expenses are eligible before you shop.

      Expense Type

      Details

      Tampons

      Tampons are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Tanning Salons and Equipment

      Tanning Salons and Equipment are not eligible as they are cosmetic expenses. Tanning salons and equipment reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Tattoo Removal

      Tattoo removal is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Taxes on Medical Services and Products

      Taxes on medical services and products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Taxes on medical services and products are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Taxi Fare

      Taxi fare is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Taxi fare is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Teeth Grinding Prevention

      Teeth grinding prevention is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Teeth grinding prevention is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Teeth Whitening

      Teeth Whitening is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement arrangements (HRA), limited care flexible spending accounts (LCFSA) and dependent care flexible spending accounts (DCFSA).

      Learn More

      Teething Pain Reliever

      A teething pain reliever is eligible with a prescription by a medical doctor for reimbursement with a flexible spending account (FSA), health savings account (HSA), a limited care flexible spending account (LCFSA), or a health reimbursement arrangement (HRA). A teething pain reliever is not eligible with a dependent care flexible spending account (DCFSA).

      Learn More

      Telephone Consultation (Healthcare Professional Fee)

      A fee charged by a healthcare professional for a telephone consultation is a qualified medical expense with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Telephone consultation reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Telephone for Hearing Impaired Individual

      These expenses are eligible for individuals with a hearing impairment in order to enable them to communicate effectively over a regular telephone with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Telephone for hearing impaired individual reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Television for Hearing Impaired

      A television for a hearing impaired individual is eligible for reimbursement for those with a hearing impairment with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Television for hearing impaired reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      TENS Machine

      A TENS machine is an eligible over-the-counter product that does not need a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). TENS machine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Therapy

      Therapy is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).

      Learn More

      Therapy Eye Mask

      A therapy eye mask is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), limited care flexible spending account (LCFSA), or a health reimbursement arrangement (HRA). A therapy eye mask is not eligible with a dependent care flexible spending account (DCFSA).

      Learn More

      Thermography

      Thermography is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Thermography is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Thermometer

      A thermometer is an over-the-counter (OTC) item that does not require a prescription. A thermometer is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). A thermometer is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Throat Lozenges

      Throat lozenges are eligible with a prescription by a medical doctor for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Throat lozenges are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Toiletries

      Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Tolls for Medical Care or Treatment

      Tolls for medical care or treatment are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Tolls for medical care or treatment are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Toothache pain relievers

      Toothache pain relievers are eligible over-the-counter (OTC) products with a prescription from a doctor with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Toothache pain relievers reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Toothbrush

      Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited care flexible spending accounts (LCFSA).

      Learn More

      Toothpaste

      Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Topical Analgesics (Muscles and Arthritis)

      Topical analgesics are eligible with a prescription by a medical doctor for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Topical analgesics are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Topical Skin Treatment

      Topical skin treatment is eligible with a prescription by a medical doctor for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Topical skin treatment is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Topical Steroids

      Topical steroids are eligible with a prescription by a medical doctor for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Topical steroids are not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Transcutaneous Electrical Nerve Stimulation Device

      A Transcutaneous Electrical Nerve Stimulation Device is an eligible over-the-counter product that does not need a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Transcutaneous Electrical Nerve Stimulation Device reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Transgender Counseling or Surgery

      Transgender counseling or surgery is potentially eligible with a Letter of Medical Necessity (LMN) from a physician with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Transgender counseling or surgery reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Transplant

      Costs associated with a transplant are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Transplant reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Transportation costs of disabled individual commuting to and from work

      A disabled individual's commuting costs to and from work are personal expenses and not expenses for medical care. However, the costs incurred for transportation to and from work may be medical expenses if the employment itself is explicitly prescribed as therapy to treat a medical condition. Therefore, transportation costs of disabled individual commuting to and from work reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Transportation expenses for person to receive medical care

      Transportation expenses for person to receive medical care is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Transportation expenses for person to receive medical care is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Travel or Transportation for Medical Care

      Travel or transportation for medical care is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Travel or transportation for medical care is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Travel Sized Sunscreen

      Travel sized sunscreen is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Travel sized sunscreen is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Treadmill

      A treadmill is eligible for reimbursement with a Letter of Medical Necessity (LMN) from a physician with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). A treadmill is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

      Learn More

      Tricare Premiums

      Tricare premiums are eligible for reimbursement with a health savings account (HSA) unless already paid for with pre-tax dollars, and may be eligible with a health reimbursement arrangement (HRA). Tricare premiums are not eligible with a flexible spending account (FSA), a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Tubal ligation

      Tubal ligation procedures are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Tubal ligation procedures are not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Tuition

      Tuition is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts (DCFSA) and limited care flexible spending accounts (LCFSA).

      Learn More

      Tuition evidencing separate breakdown for medical expenses

      Tuition evidencing separate breakdown for medical expenses is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Tuition evidencing separate breakdown for medical expenses is not eligible with a dependent care flexible spending account (DCFSA), or a limited care flexible spending account (LCFSA).

      Learn More

      Tuition for Special Needs Schooling

      Tuition for special needs schooling with a Letter of Medical Necessity (LMN) from a medical doctor is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Tuition for special needs schooling is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Tutoring

      Tutoring with a Letter of Medical Necessity (LMN) from a medical doctor is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Tutoring is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).

      Learn More

      Tylenol

      Tylenol is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a prescription from a doctor. They are not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).

      Learn More
       


      AZ-PROD-WEB01 11/19/2017 6:38:30 AM