The Complete FSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

After-School Care or Extended Day Care Programs: FSA Eligibility

After-School Care or Extended Day Care Programs: reimbursement is not eligible with a Flexible Spending Account (FSA)
After-school care or extended day care program reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA). After-school care or extended day care program reimbursement is eligible with a dependent care flexible spending account (DCFSA) for the care of qualifying individuals and when it allows the account holder and their spouse to be gainfully employed or to be seeking gainful employment.

How is after-school care covered?

After-school care or extended daycare programs are invaluable for working parents or those who are pursuing an education to balance child care and their efforts to make a living and support their families. Parents who are looking for assistance in covering child care have a choice between the child care tax credit or an employer-sponsored dependent care flexible spending account (DCFSA).

Dependent Care Flexible Spending Account (DCFSA)

After-school care or extended day care programs are eligible for reimbursement with a DCFSA, as long as these expenses allow caregivers to work, look for work, or go to school full-time. If an employee has a spouse that is a stay-at-home mother or father, the expenses for the child will not qualify (FSA Feds).

The minimum and maximum amounts allowed to be contributed to a DCFSA are set by the employer and the maximum set forth by the IRS is $5,000 for individuals or married couples filing jointly, or $2,500 for a married person filing separately. As opposed to Healthcare FSAs, expenses can only be reimbursed under a DCFSA that fall within a current account balance, which may make it more difficult to cover large claims early in a given year.

Not eligible with an FSA, Limited FSA, HRA or HSA.