The Complete FSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Boutique Practice Fees: FSA Eligibility

Boutique Practice Fees: reimbursement is not eligible with a Flexible Spending Account (FSA)
Fees to belong to a boutique practice are not eligible, but the fees for medical services actually received at a boutique practice are eligible. Boutique practice fees reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What is a boutique medical practice?

A boutique medical practice, also known as concierge medicine, is a type of medical care where patients will pay an out-of-pocket fee to become a patient of a medical professional with a small, established clientele. In most cases, these are physicians who have made the determination that they will no longer accept insurance payments for their services, and as opposed to having their insurance cover the cost of care, patients will instead pay a retainer for the doctor's services. While consumer-driven healthcare accounts do not cover the initial expense of boutique practice fees, any medical services paid for at these offices would be covered (WebMD).

What are the benefits of boutique medical practices?

Boutique medical practices have become increasingly popular as a direct result of the structure of the American healthcare system. Doctors are paid to make diagnoses and perform procedures on patients, but they are not paid for the time they spend with patients or for their efforts to coordinate care. Additionally, doctors are forced to employ individuals to process insurance reimbursements, billing and other services, which can be an onerous process and may hurt their financial bottom line overall. While some boutique practices may reimburse through insurance on a limited basis, the vast majority will not work with insurance at all (AARP).

As a result, many doctors have opted to embrace boutique practice fees as a means of simplifying the healthcare process, while in turn offering their patients an improved standard of care (i.e. longer office visits, 24-hour service etc.). However under this format, doctors are left to determine what exactly their boutique practice fees will cover. For instance, some concierge doctors will charge an annual fee for their services and patients will also have to pay for in-office visits, while other physicians will have their retainers cover all in-office care as well. It's vital for prospective patients to shop around to find the best combination of services and affordability for the cost of an annual retainer.