Chest Rub: FSA Eligibility

Chest Rub: eligible with a Flexible Savings Account (FSA)
Chest rub is an eligible over-the-counter (OTC) product with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Chest rub reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What are chest rubs?

Chest rubs have traditionally been one of the most popular methods of treating nasal congestion and increasing a person's ability to fall asleep when suffering from a cold or flu and its associated symptoms. These topical products are fortified with menthol, camphor and eucalyptus oil, which are common ingredient used in lozenges, nasal sprays, inhalers and cough syrups for its role in treating rhinitis, upper respiratory tract infections and allergic symptoms. By placing this substance on the chest, the active ingredients work to open up nasal passages and soothe coughing so an individual has the ability to sleep through the night as comfortably as possible (Healthline).

The placement of chest rubs also factors into the products' efficacy, as it should be placed on the upper chest below the chin where it can gently waft up into the nostrils and improve cold and nasal congestion symptoms. Chest rubs should never be used on children younger than 2 years old, and they should be applied 30 minutes before sleep to ensure a restful sleep for the individual who is suffering from nasal congestion symptoms. Chest rubs should not be placed by a person's mouth, along tight bandages, inside the nostrils or on wounds or damaged skin. With proper usage, chest rubs can be extremely effective in combating cold, flu and allergy symptoms in both adults and children (