The Complete FSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Co-Payments: FSA Eligibility

Co-Payments: eligible with a Flexible Spending Account (FSA)
Medical, dental and vision co-payments are all eligible for reimbursement with a flexible spending account (FSA) and health savings account (HSA), as well as a health reimbursement arrangement (HRA) if the plan allows for this coverage. Dental and vision co-payment reimbursement is eligible with a limited-purpose flexible spending account (LPFSA). Co-payment reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

What is a co-payment?

Insurance plans can be structured in countless ways in terms of their deductibles, spending limits, co-insurance payments and other factors, but one of the most recognizable financial facets of most insurance plans is the co-payment that is paid out as medical services are rendered by healthcare professionals from a wide range of disciplines. In addition to appointments and consultations with medical professionals, co-payments can also be required for prescriptions, as well as urgent care visits to some facilities.

Co-payments are largely tied to the structure of the insurance plan, and alongside co-insurance payments and deductibles, co-payments are designed to help limit out-of-pocket medical expenses and protect the finances of account holders. While some plans may require a co-payment before each doctor visit, some plans may require co-payments for a series of visits before giving way to an annual deductible and co-insurance payment plan for all successive medical expenditures (Healthcare.gov).

Co-payments, co-insurance and deductibles are all extremely important factors to keep in mind when choosing a healthcare plan, as individuals must weigh their medical history, prospective premiums and regular care costs to find the appropriate plan that works for their needs.