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The Complete FSA Eligibility List
Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.
Coconut Oil: FSA EligibilityCoconut Oil: requires a Letter of Medical Necessity (LMN) to be eligible with a Flexible Spending Account (FSA)
If used primarily to treat or mitigate a medical condition, coconut oil may be eligible for reimbursement through a flexible spending account (FSA), health savings account (HSA), or health reimbursement arrangement (HRA) with a Letter of Medical Necessity from a medical professional. Coconut oil is not eligible with a limited-purpose flexible spending account (LPFSA) or dependent care flexible spending account (DCSFA).
What is coconut oil?
Coconut oil, also commonly referred to as copra oil, is a type of edible oil that is derived from the kernel or meat of coconuts harvested from a coconut palm tree, and is produced through either a dry or wet manufacturing process that extracts the oil from the coconut components so it can be used for further applications. While coconut oil is edible, it is extremely high in saturated fat and numerous international health organizations advise against regular consumption of coconut oil (Medical News Today).
In recent decades, coconut oil has emerged as a popular ingredient in the health and beauty fields. In particular, coconut oil is an emollient that acts as an effective moisturizer on all types of skin, and some believe it can play a role in delaying the appearance of fine lines and wrinkles. Coconut oil is also a popular hair care product, as it assists in the healthy growth of hair and can produce a shiny quality as well.
In the medical realm, coconut oil users contend that the product can be helpful in treating diabetes, heart disease, chronic fatigue, Crohn's disease, irritable bowel syndrome (IBS), Alzheimer's disease and as a means of boosting the immune system. However, coconut oil is considered to be an alternative treatment for these conditions and is not considered a mainstream medical solution to these ailments.