Dental Emergency Kit: FSA Eligibility

Dental Emergency Kit: eligible with a Flexible Savings Account (FSA)
A dental emergency kit used for temporary repair is an eligible medical expense with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or limited care flexible spending account (LCFSA). Dental emergency kit reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

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Eligible expenses for Limited FSAs can vary. To find out exactly what your Limited FSA covers, contact your FSA administrator.

What is a dental emergency kit?

Teeth are indispensable for an individual's quality of life, which is why dental emergencies can be such a sudden and traumatic experience that can arise from even the simplest daily activities. While waiting for an appointment with the dentist, a person suffering a dental emergency may have to wait several days before correcting the issue, which is why many physicians and dentists suggest creating a dental emergency kit to handle these situations (American Dental Association).

How can individuals and families respond effectively in the event of a dental emergency? First, it's vital to seek out the help of a dental professional, but to provide immediate care, a dental emergency kit is indispensable and can be stocked with a variety of eligible medical products. Those looking to create a dental emergency kit should include:

  • First aid dressings: These are all the standard items you'd find in a common first aid kit that will come in handy during dental emergencies, including cotton balls/swabs, gauze, alcohol wipes, and latex gloves.
  • Dental Floss: This can be extremely helpful in dislodging food particles and other matter from the spaces in between the teeth to prevent infections.
  • Mirror: This can provide a view of the inside of one's mouth to evaluate the severity of an injury after it occurs.
  • Salt: Warm water mixed with salt is a tried-and-true means of cleaning wounds and preventing mouth infections, as it can help wash away excess blood and other particulates. A mixture of 1 cup (250 mL) and 1 teaspoon (5 g) of salt will create an effective solution.
  • Temporary Dental Filling Material: In the event of a broken filling, cap, crown or bridgework, over-the-counter dental filling material can make the situation more manageable until the individual can seek out the assistance of a dentist.
  • Cold Packs: Cold compresses are the easiest means of delivering cold therapy to an affected area, and this can be extremely helpful with dental injuries to reduce inflammation and pain.