The Complete FSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Donor Fees: FSA Eligibility

Donor Fees: eligible with a Flexible Spending Account (FSA)
Donor fees are sometimes eligible, if the expense prepares the individual, spouse or dependent for the procedure, such as donor fees, legal fees, testing and agency fees. In these cases, donor fees reimbursement would be eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Donor fees reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Expenses for a donor that is not a covered spouse or dependent are not eligible.

What are donor fees?

Individuals who decide to donate organs, eggs or vital material to individuals in need are known as "living donors," who offer an invaluable service to those who may be fighting a long-time illness or in the event of an emergency. However, embarking on this path comes with its own share of financial questions in regards to whose insurance covers the surgery and what additional donor fees and unexpected expenses will arise (Donate Life America).

First and foremost, it is illegal under U.S. law to pay an individual for an organ, but the donor and recipient can come to an agreement based on extraneous expenses like travel, lodging, lost wages and other non-medical expenses that could accompany a donation. The actual cost of the donation surgery will be covered by the recipient's insurance as well as most other expenses, but some unexpected charges may arise for donors.

The most common donor fees include agency and testing fees. These fees are most often associated with the living donor evaluation, which refers to the pre-screening that donors must undergo. These evaluations will differ based on the material being donated - for instance, a kidney donor will have blood, radiology and urine tests - but most will determine whether the individual is a suitable donor through a series of tests, including tissue typing, crossmatching, psychological evaluations, x-rays, antibodies screening and much more.

As long as these donor fees directly prepare the donor for the coming transplant procedure, they are eligible for reimbursement under consumer-directed healthcare accounts like FSAs, HSAs and HRAs. Expenses for a donor that is not a covered spouse or dependent are not eligible.