Drug Testing Kits for Home Use: FSA Eligibility

Drug Testing Kits for Home Use: eligible with a Flexible Savings Account (FSA)
Kits to test for a controlled substance are eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Drug testing kits for home use reimbursement is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What are drug testing kits for home use?

Drug testing kits for home use are designed to provide reliable toxicology tests that can be performed in the comfort of the user's abode, which will check for the presence of drugs and other chemicals in the blood, urine or saliva. These toxicology tests can check for a specific type of drug, or up to dozens at once. The most common drug testing kits for home use a wide variety of potential substances, including prescription/nonprescription medicines, vitamin supplements, alcohol and illegal drugs such as marijuana, cocaine, heroin, methamphetamines/amphetamines, opiates, ecstasy, barbiturates and much more (U.S. Food and Drug Administration).

Who should perform drug testing kits for home use?

Drug testing kits for home use can be used for a variety of reasons, such as a parent who suspects that a loved one is taking drugs and would like to investigate, to check if someone is being truthful about a particular drug issue, to help someone in the process of beating a drug habit stay disciplined or to self-test before a drug test for a job to ensure that it will be clean.

Individuals who wish to purchase drug testing kits for home use and have them reimbursed through an FSA, HSA or HRA must use them to treat a legitimate medical condition. Under IRC 213(d) which regulates the spending and reimbursement of consumer-directed healthcare accounts, "medical care includes amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body."