Hearing Aids: FSA Eligibility

Hearing Aids: eligible with a Flexible Savings Account (FSA)
Hearing aids are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Hearing aid reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What are hearing aids?

A hearing aid is a small electronic device that you wear in or behind your ear. It makes some sounds louder so that a person with hearing loss can listen, communicate, and participate more fully in daily activities. A hearing aid can help people hear more in both quiet and noisy situations. However, only about one out of five people who would benefit from a hearing aid actually uses one.

How do hearing aids work?

A hearing aid has three basic parts: a microphone, amplifier, and speaker. The hearing aid receives sound through a microphone, which converts the sound waves to electrical signals and sends them to an amplifier. The amplifier increases the power of the signals and then sends them to the ear through a speaker. (National Institutes of Health)

The majority of traditional hearing aids are obtained through a prescription, legislation passed in 2017 allowed the sale of over-the-counter hearing aids. According to IRS Publication 502 (Medical and Dental Expenses), “the cost of a hearing aid and batteries, repairs, and maintenance needed to operate it” all count toward your medical expense deduction.