Incontinence Supplies: FSA Eligibility

Incontinence Supplies: eligible with a Flexible Savings Account (FSA)
Incontinence supplies are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Incontinence supplies are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What is incontinence?

Urinary incontinence , or a loss of bladder control, can take either a temporary and chronic form. Temporary incontinence can be caused by the ingestion of certain foods, beverages and medications, including alcohol/caffeine, artificial sweeteners, corn syrup, citrus drinks, heart and blood pressure medications, muscle relaxants and sedatives.

If an individual is suffering from chronic urinary incontinence, this could be related to underlying conditions like pregnancy, menopause, a recent hysterectomy, neurological disorders, prostate cancer/enlarged prostate or a urinary obstruction caused by a tumor or urinary stones. Each of these medical conditions have their own unique treatment plan. Bed wetting is a common result of urinary incontinence, and aids can be used throughout the treatment process (Mayo Clinic).

What are incontinence supplies?

Incontinence aids include overnight diapers, absorbency pads for linens, underwear inserts and protectant moisture barrier creams to fight skin irritation related to incontinence.

Incontinence can also be treated through counseling to perform Kegel exercises, which may strengthen the pelvic floor. Other options to treat incontinence include injections and surgery, bladder training, medications, and catheters.

Incontinence supplies to deal with incontinence on a daily basis include overnight briefs, fitted briefs, pull-on diapers, belted undergarments, booster pads, liners, light pads and guards, washable underwear, diaper covers, and swim diapers. These products are generally saturated with moisture-absorbing chemicals, and are disposable (WebMD).

Under IRC 213(d)(1), "medical care includes amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body." This includes medical equipment and devices.